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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14026 reviews)

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4.92

Based on 14,026 reviews, last reviewed 30th Sep 2024

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Straight forward approval and money in your account... Straight forward approval and money in your account in few minutes Reviewed on: 30th September 2024

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14026)

Easy to use, hassle-free.

Easiest money lender to deal with, no hassle and straight-talking. Reviewed on: 29th June 2017

Ok lender

Good experience for lending, however rates were quite high. Reviewed on: 22nd June 2017

Great rates and Service, but slow

Applying for the loan, and getting the money was easy. However, they were extremely slow in reviewing and giving the money. Almost a week. I would use them again, but I hope that they have sped up their service. Reviewed on: 31st May 2017

Secured a large loan when my bank couldn't

RateSetter gave us a loan for our wedding when my bank had turned me down the terms and conditions where simple and we had the money quickly we have been making the monthly payments and could not be happy with choosing them Reviewed on: 30th May 2017

Oh so easy

Excellent returns and plenty of control Reviewed on: 30th May 2017

Awesome loan product

Fast, easy loan product. Highly recomended Reviewed on: 30th May 2017

Great service

I got the money i needed and in just a few days Reviewed on: 24th May 2017

Quick, competitive rates and professional

Have taken a short term loan twice now with Ratesetter and found them to have the best rates around, simple website to use and are quick in processing the loan. No nasty surprises on an early repayment. Reviewed on: 3rd May 2017

Quick, No Fuss, No Small Print Loans

I have received nothing but excellent service from Ratesetter. Easy to understand, quick decisions and contact, no small print, it's all out in the open - simples! Reviewed on: 10th April 2017

Brilliant customer service, easy to set up and exellent interest rates

This year I did a lot of research and finally took the plunge and invested in P2P (Peer To Peer Savings). I decided to use Ratesetter because it works very similary to a traditional savings account and is very user friendly as easy to understand. You can choose from a rolling market where you can withdraw your money at any time or opt for a fixed amount of times for savings. Savings rates started at a whopping 2.9% when i first invested in the rolling market, and if that wasn't enough they had an offer on where if you invest £1000 in the first year and dont withdraw you get a £100 bonus at the end of the year! The custoemr service I have had with them so far as been superb and my account was set up and money was lent out and earning intrest within 1 day. I looked into what would happen if someone failed to pay back my money that has been lent out and they have an amazing safety net scheme which means that the risk of bad debt is spread across all their investors. I'm so pleased i took the plunge and I'm looking forward to maxing my money with them over the next few years! #MaxYourMoney Reviewed on: 31st March 2017

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