Write a review

RBS: Select Platinum Current Account reviews

Name: Select Platinum Current Account
Rating: 4.14 (42 reviews)

View other RBS products

3.58

Based on 42 reviews, last reviewed 13th Sep 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

57%

19%

12%

Latest highest rating:

4

Smooth workings and great perks! I recently changed to a Reward Platinum account and have already used two of the membership benefits to save on travel bookings I needed to make. Havi... Read more Reviewed on: 31st May 2023

Latest lowest rating:

1

Not worth the paper it's written on The RBS Platinum Account is not worth the paper it's written upon. Took the cover out mainly for travel insurance and mobile phone insurance. When I w... Read more Reviewed on: 13th September 2025

Read all reviews Write a review

About this product

The RBS Reward Platinum Account is a reward bank account available to existing RBS current account holders. The account charges a monthly fee and the rewards include travel insurance, breakdown cover, cinema discounts and more.

If you’re looking to upgrade your RBS current account, check out our RBS Reward Platinum Account reviews first. Read about genuine customer experiences to learn whether this is the right account for you.

Find out why customers chose the RBS Reward Platinum Account and how long they’ve had their accounts open. Read more about the rewards available with the account and if customers feel that the perks are worth the monthly fee. Learn about the RBS mobile app and the features it provides. Read about genuine experiences with the customer service team to learn how swiftly they solve customer concerns. Make an informed decision about your new bank account by reading our RBS Reward Platinum Account reviews.

If you’re a Reward Platinum customer, share your honest experience with others on Smart Money People. Tell us how long you’ve had your account and how satisfied you’ve been so far. Which of the benefits do you use the most? If you use the mobile banking app, which features are the most useful? Are there any aspects of the account that you feel could be improved? Would you recommend the account to your family and friends? Whether good or bad, write an RBS Reward Platinum Account review today. Together, we can help people like you make better financial decisions.

Review RBS: Select Platinum Current Account now

Help others make smarter decisions by sharing your own experience.

Write a review

RBS Select Platinum Current Account reviews (42)

Current account excellent

Excellent service always. Excellent chat Bot (Cora). Great benefits and overall saves alot of money with the package accounts. Reviewed on: 16th March 2022

Brilliant bank

I've been banking with the RBS for 15 years and I've always had brilliant service from them. The workers are brilliant that I've dealt with also, very helpful and understanding. Reviewed on: 8th March 2022

AI assistance user friendly

When I run into difficulties I always turn to chat as the AI assistance always answers my questions. Well done RBS, simple and easy to use and very effective. 10 out of 10 Reviewed on: 25th April 2021

Good benefits

Great selection of benefits including travel insurance, breakdown and mobile phone cover as well as reduced holidays Reviewed on: 27th April 2020

Great App

Quick simple and user friendly allows me access to my account 24/7 and money even without my card Reviewed on: 13th January 2020

Excellent

Meets my needs every day and the rewards for doing nothing are fab too Reviewed on: 4th December 2019

Excellent packaged account and service

I decided to try RBS over a year ago and find them to be the best bank I have ever been with. They provide good service on the phone and online banking is also good. The app is getting better all the time. Ive been with Nationwide and Santander in the past but rate RBS as the best so far. Reviewed on: 26th October 2019

Mobile app is a winner for me

RBS has an app that is quick and simple.... it gives me the option to apply for accounts and or transfer funds within moments. The app is great and I am looking forward to new features. Reviewed on: 18th February 2019

Excellent banking experience

With a good range of accounts and service when needed I can't fault RBS. I find Internet banking and the app excellent. Reviewed on: 14th February 2019

Benefits far outweigh the cost

I use most of the benefits from this account and they far outweigh the cost of the account. Reviewed on: 10th February 2019

Do you have a different RBS product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Current account
from Zopa 5.00 from 2 reviews
Student Current Account
from Santander 3.71 from 7 reviews
Current Account
from Yorkshire Bank 3.77 from 76 reviews

Want to see more from RBS?

Business Insurance
from RBS 5.00 from 1 reviews
Investment Account
from RBS 5.00 from 1 reviews
First Saver
from RBS 5.00 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub