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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 626 reviews, last reviewed 29th Jan 2026
11600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
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1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick and easy but checked and secure I joined during the second half of 2025 because of impressive interest rates. The procedure was very quick and easy but I could see that my credential... Read more Reviewed on: 29th January 2026
Roger B's avatar
Roger B

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

RCI Bank 95 Day Notice Account reviews (626)

Review of the RCI Bank, 95 Day Notice Account:

Easy to manage

5
Easy to set up and manage and am kept informed about the account. Reviewed on: 12th March 2025

RCI offer choice to savers and ensure they are fully...

5
RCI offer choice to savers and ensure they are fully informed about what to expect from their bank Reviewed on: 28th January 2026

So easy to manage online and an excellent rate

5
So easy to manage online and an excellent rate Reviewed on: 28th January 2026

Was easy to set up.

5
Was easy to set up. Customer service were very helpful. Rate was very competitive at the time. No issues and am kept informed all the time Reviewed on: 28th January 2026

Opened a 95 days savings account, very easy to open...

5
Opened a 95 days savings account, very easy to open online and very good rate of interest. Reviewed on: 28th January 2026

Clear communication

5
Changes to apr are always clearly notified. Every deposit is acknowledged by text with the option to ring for any queries. In combination with their freedom account it makes money management very easy. I would recommend them to anyone. Reviewed on: 28th January 2026

Great company all round

5
Excellent mix of products offering good rates of interest, great App and so easy to use. Reviewed on: 28th January 2026

Easy to set up account and good clear communication...

5
Easy to set up account and good clear communication when needed Reviewed on: 28th January 2026

Very satisfied with my RCI savings accounts...

5
Have 2 different savings accounts with RCI and have held them for several years. Interest rates have always been very competitive and customer service excellent. Online banking easy to navigate. Reviewed on: 28th January 2026

Easy to use.

5
Easy to use. App based. No issues Reviewed on: 28th January 2026

Easy saving

5
Easy to use app and a good interest rate. Reviewed on: 28th January 2026

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