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RCI Bank: 95 Day Notice Account reviews

Name: 95 Day Notice Account
Rating: 4.86 (670 reviews)

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4.88

Based on 670 reviews, last reviewed 6th Feb 2026

15500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

It was easy to set up and gives a good return on my... It was easy to set up and gives a good return on my investment Reviewed on: 6th February 2026

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025

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About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

RCI Bank 95 Day Notice Account reviews (670)

Review of the RCI Bank, 95 Day Notice Account:

Flexible and Easy

I have found the RCI bank to be both flexible and extremely competitive in its range of saving plans.It is particularly attractive to relative small investors like me Reviewed on: 17th January 2022

Good competitive rates and reliable service.

Good competitive rates and reliable service. I’ve. It had to contact customer services before, but imagine it won’t be too much of trouble. Reviewed on: 28th January 2026

great bank customer service perfect

great bank customer service perfect Reviewed on: 28th January 2026

A safe place to keep the savings.

A safe place to keep the savings. Always straightforward and easy to navigate. Monthly interest is always nice to see. Reviewed on: 28th January 2026

Delivering what it says on the tin

95-day Savings -- simple to enrole; straightforward to understand, simple to review, delivers a good return. What more do you want from a savings account? Reviewed on: 28th January 2026

A reliable stable investment on the side of my ISAs

I've been with RCI for a long time and using the 95, fixed and freedom savings products. It has allowed me to consistently get interest every month which by now kind of self sustain as a snowball effect, making it my most stable annual investment. Customer service has always been quick, personal and efficient whenever I've had questions and doubts, although I haven't had a single issue over the years. Reviewed on: 28th January 2026

RCI BANK

Very cool. Satisfaction hundred percent. Reviewed on: 28th January 2026

I find their 95 day account provides a great interes...

I find their 95 day account provides a great interest rate. I also have a 14 day notice account which pays almost as much. Probably the best thing is how quickly RCI acknowledges receipt of any funds that I deposit. Reviewed on: 28th January 2026

How banks should be

Happy with service, website, communications and competitiveness of interest rates available. Reviewed on: 28th January 2026

Never had any problems.

Never had any problems. Account was easy to open and good communication. Reviewed on: 28th January 2026

Just straight forward genuine service customer servi...

Just straight forward genuine service customer service team always excellent and helpful telephone always promptly answered rates always amongst the best Reviewed on: 28th January 2026

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