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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 678 reviews, last reviewed 19th Feb 2026
16300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy and reliable communication. Easy and reliable communication. Reviewed on: 19th February 2026
Stephen L's avatar
Stephen L

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

RCI Bank 95 Day Notice Account reviews (678)

Review of the RCI Bank, 95 Day Notice Account:

Easy to use app for all banking essentials.

5
Easy to use app. Does exactly what it says, no nasty small prints. Reviewed on: 10th April 2025

Easy to use

5
It is easy to put money into my account or take it out. Reviewed on: 9th April 2025

RCI has been extremely easy to deal with, particular...

5
RCI has been extremely easy to deal with, particularly through the app and the interest rate has been competitive Reviewed on: 9th April 2025

Rci bank review

5
Was an easy experience to open the account and transfer funds. They provide very competitive interest rates. A very easy to use App enhances the experience. Reviewed on: 9th April 2025

All good!

5
All good! Excellent rate of interest and very clear, easy to understand, website. Reviewed on: 9th April 2025

great expereience from the beginning.

5
great expereience from the beginning. Reviewed on: 9th April 2025

To cover life's eventualities

5
Best rate available with a non to severe waiting period covers most of lives eventualities Reviewed on: 9th April 2025

Helpful customer service, easy to get in contact wit...

5
Helpful customer service, easy to get in contact with RCI, don't overwhelm with letters and emails. I have recommended this bank to family and friends. Reviewed on: 9th April 2025

A positive banking experience!

5
Straightforward and efficient website, found it very easy to navigate and really pleased with returns. Reviewed on: 9th April 2025

Great rates

5
Very easy to open account and very accessible website with great rates Reviewed on: 9th April 2025

Great customer service!

5
My husband and I each opened a 95 Day Notice Accounts last year and I recently opened a new one. The process has been straightforward each time. Whenever I had questions, I received prompt and helpful responses—both over the phone and via email. Great customer service! Reviewed on: 9th April 2025

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