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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 678 reviews, last reviewed 19th Feb 2026
16300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
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1%
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0%
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1%

Latest highest rating:

5

Easy and reliable communication. Easy and reliable communication. Reviewed on: 19th February 2026
Stephen L's avatar
Stephen L

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

RCI Bank 95 Day Notice Account reviews (678)

Review of the RCI Bank, 95 Day Notice Account:

Friendly, efficient and effective

5
Friendly, efficient and effective Reviewed on: 8th April 2025

Helpful and patient call centre staff

4
Helpful and patient call centre staff Reviewed on: 23rd March 2025

Excellent service and value for money O...

5
Excellent service and value for money Online account is easy to open, manage, navigate and secure. Am kept well informed and up to date re: interest rates, products and changes. Even though it is a company - genuinely feel as if they are looking out for my best interests. Reviewed on: 23rd March 2025

Good rate of interest.

5
Good rate of interest. Could be better by instant transfers Reviewed on: 23rd March 2025

Good advisors

5
Good advisors with plenty of notice with account changes Reviewed on: 23rd March 2025

Love RCI.

5
Love RCI. All my family use this bank for savings now. Always so efficient and with great rates. Reviewed on: 23rd March 2025

always kept up to date, the rate goes up as well as...

5
always kept up to date, the rate goes up as well as down at times so they appear to consider the market and benefit customers Reviewed on: 23rd March 2025

I have only really interacted with RCI online, so ca...

4
I have only really interacted with RCI online, so can't say much about customer service. The account opening process was simple and online management is good. Perhaps the online interface could be a bit easier to use, but otherwise it's a good experience. Reviewed on: 23rd March 2025

Thanks RCI

5
RCI Bank have always been good, they are always quick to respond and helpful when it comes to customer service. Fantastic interest rates and always keep me informed of any changes. I trust RCI with a large percentage of my money! Thank you RCI. Reviewed on: 23rd March 2025

Invested in a notice account to receive monthly retu...

5
Invested in a notice account to receive monthly returns.very easy to set up and very fair rates of return.kept fully in the loop of any changes by email. Very good safe investment Reviewed on: 23rd March 2025

Excellent customer service - had to call with a qu...

5
Excellent customer service - had to call with a query it was dealt with competently Reviewed on: 23rd March 2025

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