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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 678 reviews, last reviewed 19th Feb 2026
16300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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9%
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1%
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0%
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Latest highest rating:

5

Easy and reliable communication. Easy and reliable communication. Reviewed on: 19th February 2026
Stephen L's avatar
Stephen L

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

RCI Bank 95 Day Notice Account reviews (678)

Review of the RCI Bank, 95 Day Notice Account:

Good website and useful information and advice

4
Good website and useful information and advice Reviewed on: 8th April 2025

Excellent customer care

5
Excellent customer care and very fair interest rates Reviewed on: 21st March 2025

Great rate.

5
Great rate. Easy to use app. Have used RCI for many years Reviewed on: 21st March 2025

Love RCI the very best.

5
Love RCI the very best. Straightforward and genuine but competitive for savings. Interest Thank you very much Reviewed on: 21st March 2025

Never an issue, decent interest rates.

5
Never an issue, decent interest rates...what's there to complain about? Reviewed on: 20th March 2025

Efficient with reasonable returns

5
Efficient with reasonable returns Reviewed on: 20th March 2025

Good customer service and competitive interest rates

5
Good customer service and competitive interest rates Reviewed on: 20th March 2025

Great rates, great service.

5
Great rates, great service. Good mix of terms and savings rates. Reviewed on: 20th March 2025

Quick and simple.

5
I've never had any problem with them. Reviewed on: 20th March 2025

good interest rate and regular communcation

5
good interest rate and regular communcation Reviewed on: 20th March 2025

Great rates and people with some processing issues

4
One great plus is that the rates are very competitive. Setting up the account was simple but had some hiccoughs. It took quite some time for our funds to appear in our online portal, too long really. Even when the issue was understood by the bank, it still took days to resolve and that should not happen. However, each time I called the bank I was thoroughly reassured by people who impressed me as being quite competent and genuinely caring. It was a pleasure to deal with the people I spoke to in Support. Now that the account is fully set up, it is running smoothly and all communication from the bank via email is excellent. Reviewed on: 20th March 2025