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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 626 reviews, last reviewed 29th Jan 2026
11600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
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1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick and easy but checked and secure I joined during the second half of 2025 because of impressive interest rates. The procedure was very quick and easy but I could see that my credential... Read more Reviewed on: 29th January 2026
Roger B's avatar
Roger B

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

RCI Bank 95 Day Notice Account reviews (626)

Review of the RCI Bank, 95 Day Notice Account:

Rapid easy on-line access.

5
Rapid easy on-line access.. should include ISAs in portfolio Reviewed on: 11th March 2025

Easy to set up and great rate

5
Account was easy to set up, pay into and the app allows instant view of my savings. The rate was one of the best available at the time. It still good and I’m very happy overall. Reviewed on: 29th January 2026

Great bank

5
Always give clear early notifications, never had an issue Reviewed on: 29th January 2026

Excellent experience

5
It was easy to open the account and all the information came through quickly Reviewed on: 29th January 2026

Easy to transfer funds from my 2 RCI Accounts to eac...

5
Easy to transfer funds from my 2 RCI Accounts to each other and to my current a/c. Transactions always within a day. Favourable interest rates Reviewed on: 29th January 2026

Clear and simple

5
Simple to set up, simple to operate and the FAQs actually are helpful. Above all, interest rates are consistently good. Reviewed on: 29th January 2026

Sound investment

5
Great. Communication easy to use excellent returns Reviewed on: 29th January 2026

Great customer service

5
Phoned up the RCI Bank customer service line a few times when switching over my savings account, and couldn't have been more impressed by the friendly, informative staff on the other end (especially in comparison to my other bank at the time). Very helpful and a great service so far, would highly recommend! Reviewed on: 29th January 2026

An easy to use on-line account

5
An easy to use on-line account supported by effective communications when required. I have had no issues since starting this account and have taken further products. Reviewed on: 29th January 2026

Easy to use website with clear navigation paths and...

5
Easy to use website with clear navigation paths and informative notes. Reviewed on: 29th January 2026

Easy to set up account on line.

5
Easy to set up account on line. Informative and clear website. Reviewed on: 29th January 2026

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