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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 666 reviews, last reviewed 4th Feb 2026
15100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Competitive interest rates - no fuss app Very competitive interest rates with an easy to use app. Reviewed on: 4th February 2026
JNS's avatar
JNS

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

RCI Bank 95 Day Notice Account reviews (666)

Review of the RCI Bank, 95 Day Notice Account:

Good website and useful information and advice

4
Good website and useful information and advice Reviewed on: 8th April 2025

It was a simple process to set the account up, inter...

5
It was a simple process to set the account up, interest is paid monthly onto my daily current account. Any changes to the interest rate are explained Reviewed on: 29th January 2026

Great range of products to suit all circumstances.

5
Great range of products to suit all circumstances. Good rates of interest. Easy access to account and RCI information via website Reviewed on: 29th January 2026

review of banking 95 day product

5
we have found them easy to deal with responded quickly to questions and overall met my expectations on the bank product Reviewed on: 29th January 2026

Excellent website

5
Easy to use website. Good rates offered Reviewed on: 29th January 2026

Simple and good rates

5
Clear and simple terms. Given good information about the product. Easy to manage through the app. Reviewed on: 29th January 2026

Satisfied customer

5
Have been with RCi for a while and received excellent service.Shame they dont have a walk in branch !!! Reviewed on: 29th January 2026

It's very straightforward, no problems at all.

5
It's very straightforward, no problems at all. Reviewed on: 29th January 2026

Very easy to use the website and to make deposits, w...

5
Very easy to use the website and to make deposits, which are alwaays confirmed by text and withdrawals too Reviewed on: 29th January 2026

Good interest rates.

5
Good interest rates. Very easy app to use. Never had any problems Reviewed on: 29th January 2026

Excellent company

5
Very easy service to use with prompt service Reviewed on: 29th January 2026

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