Smart Money People Logo

RCI Bank: 95 Day Notice Account reviews

4.88
Based on 672 reviews, last reviewed 7th Feb 2026
15700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Customer Focus Always helpful, resolve issue first timewith empethy. Reviewed on: 7th February 2026
DaxshaJakharia's avatar
DaxshaJakharia

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

RCI Bank 95 Day Notice Account reviews (672)

Review of the RCI Bank, 95 Day Notice Account:

Easy to use app for all banking essentials.

5
Easy to use app. Does exactly what it says, no nasty small prints. Reviewed on: 10th April 2025

Great experience, good rates and customer service n...

5
Great experience, good rates and customer service no problems with my account Reviewed on: 29th January 2026

Easy to set up, good interest rates.

5
Easy to set up, good interest rates. Online app excellent. Reviewed on: 29th January 2026

Competitive interest rate and easy online access on...

5
Competitive interest rate and easy online access on the app Reviewed on: 29th January 2026

A good account for saving for a future purchase.

5
A good account for saving money for a future large purchase. High interest rate and good internet access. Reviewed on: 29th January 2026

BankGood experience so far

5
Good experience so far & no complaints Reviewed on: 29th January 2026

limited access made easy

5
A competive rate and easy to operate process. Reviewed on: 29th January 2026

Great, affordable, easy to navigate and great for st...

5
Great, affordable, easy to navigate and great for students Reviewed on: 29th January 2026

Everything is as it should be.

4
Everything is as it should be. Easy to use web banking with good interest rates for saving accounts Reviewed on: 29th January 2026

I have had various accounts with RCI over many years...

5
I have had various accounts with RCI over many years and always find them straight forward with competitive rates Reviewed on: 29th January 2026

good initial interest rates, but they do then decrease.

5
good initial interest rates, but they do then decrease. Reviewed on: 29th January 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed Term Savings Account

    from RCI Bank 4.88 from 3020 reviews
    RCI Bank
  • Freedom Savings Account

    from RCI Bank 4.88 from 8988 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.86 from 219 reviews
    RCI Bank
    View all products