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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

449% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Great service, easy to manage my account.

Great service, easy to manage my account. Would consider using again when the interest rates are competitive! Reviewed on: 29th January 2026

Great service

Competitive rates and easy to access Reviewed on: 29th January 2026

Excellent rate of interest.

I opened my fixed savings account because RCI offered the best rate of interest over a two year period and having saved with RCI in the past knew it would be easy to open. Reviewed on: 29th January 2026

Very good online service and phone customer care

Very good online service and phone customer care Reviewed on: 29th January 2026

RCI reliable and great value

RCI have competitive saving rates and easy access. Great correspondence from them. Reviewed on: 29th January 2026

Highly recommended

Easy to open online, easy to manage, wouldn't hesitate to recommend Reviewed on: 29th January 2026

Great rates, excellent service and support

Opening my fixed term account through thr RCI app was easy and relatively quick to set up. Able to access monitor savings on the go but suggest the app is updated, however is reliable. Customer service is excellent and speaking to a real person is very helpful. Reviewed on: 29th January 2026

Some very good reasons to save with RCI.

I have several Fixed Term Savings accounts with RCI and have done so for many years. The main reasons for this are the very competitive interest rates on offer and the efficiency with which they operate my accounts. If I have any queries, I can telephone or send a secure message. Reviewed on: 29th January 2026

Good return with a minimum of fuss

Good return with a minimum of fuss Reviewed on: 29th January 2026

A Trustworthy and Reputable UK Bank

I've been a saver with RCI Bank for many years now for their competitive interest rates and straight forward, easy to understand online platform. All this from a trustworthy and reputable bank. Reviewed on: 29th January 2026

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