Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
449% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3962)

Banking made easy

5
I have had two fixed rate fixed term savings accounts and found both products to be great .The communication when they matured was very informative and guided me well . They were linked to a flexi savings account which in turn is linked to my Current account with another bank making the whole process of depositing money and withdrawing money seamless. Reviewed on: 29th January 2026

Good service and a very easy to use App

5
Good service and a very easy to use App Reviewed on: 29th January 2026

Excellent company to deal with.

5
Excellent company to deal with. Good rates, good communication and easy to use app. Reviewed on: 29th January 2026

Seamless, end to end.

5
Seamless, end to end. I wasn't previously aware of this Bank, and now regularly check to make sure I don't miss out on any excellent offers like the one I was lucky to find out about! Reviewed on: 29th January 2026

one of the very best.

5
Never had a problem with this bank. Customer help is excellent Reviewed on: 29th January 2026

Excellent website, easy to navigate

5
Excellent website, easy to navigate Reviewed on: 29th January 2026

Fantastic service , access to online accounts and go...

5
Fantastic service , access to online accounts and good return of monies. Reviewed on: 29th January 2026

Great customer service and very competitive rates on...

5
Great customer service and very competitive rates on their fixed term savings Reviewed on: 29th January 2026

Very good no issues to mention a very smooth ride

4
Very good no issues to mention a very smooth ride Reviewed on: 29th January 2026

Great interest rate and faultless service if I need...

5
Great interest rate and faultless service if I need to contact anyone it’s super quick Reviewed on: 29th January 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.90 from 11981 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products