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RCI Bank: Fixed Term Savings Account reviews

View other RCI Bank products
4.82
Based on 1,129 reviews, last reviewed 12th Mar 2025
56900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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3%

Latest highest rating:

5

It was easy to open an online savings account. It was easy to open an online savings account. Interest rates were good. Easy access with the Freedom account should we need the money. Reviewed on: 12th March 2025
Mrs L's avatar
Mrs L

Latest lowest rating:

1

Very poor service RCIs total inability to manage my maturity instructions leading up to and after my fixed bond maturing has left me out of pocket. I can’t have been le... Read more Reviewed on: 23rd November 2023
Matt Russell's avatar
Matt Russell
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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (1129)

Fixed Terms Savings Account

5
Seamless experience and very competitive rates as well. Reviewed on: 17th January 2022
Kenny McCubbin's avatar
Kenny McCubbin

Clearly defined types of accounts

5
I have opened two fixed term accounts and couldn’t be more happy with the terms on offer. All steps of opening the accounts have been acknowledged and sent via a hard copy. When l did run into a problem ( which was a user error) the operatives couldn’t have been more helpful and understanding. Reviewed on: 17th January 2022
Kathalain Harper's avatar
Kathalain Harper

Good interest rates and good to deal with

5
I have had a number of fixed rate accounts with RCI Bank and have been very happy with the service and interest rates Reviewed on: 17th January 2022
Anne M's avatar
Anne M

Efficient online savings account

4
Easy to interact and impressed that there was a recent increase to the savings account unlike the big high street banks! Reviewed on: 17th January 2022
Carol Boucher's avatar
Carol Boucher

Excellent bank.

5
Good, friendly service with a clear and easy-to-use website. Reviewed on: 17th January 2022
John MacColl's avatar
John MacColl

friendly and efficient

5
Have had money with them for several months. I chose them because of competitive rates and reputation. I have made many transactions and all have been handled without fuss Reviewed on: 17th January 2022
mike chapman's avatar
mike chapman

A bank you can trust

5
Been with RCi for 4 years now, easy to use throughout. No issues Reviewed on: 17th January 2022
Barry's avatar
Barry

Highly recommend RCI Bank

4
I found it very easy to open my online account with RCI Bank. When I had a couple of queries, the phone was answered quickly and the advice given was friendly and helpful. Reviewed on: 17th January 2022
Claire's avatar
Claire

Very easy and effective to us

5
A good solution for opening accounts with new entities. Good website giving access to all information needed Reviewed on: 17th January 2022
Andrew P's avatar
Andrew P

Very reliable and accomodating.

4
I have found rci bank very easy to invest with and exremely professional with an excellent online facility. Reviewed on: 17th January 2022
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John Potts

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