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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

app easy to use.

5
app easy to use. good customer services Reviewed on: 9th April 2025

Easy to operate savings accounts.

5
Easy to operate savings accounts. Payments made regularly and on time. Reviewed on: 9th April 2025

Courteous and Efficient

5
Competitive interest rate, FCSA protected, good, no-nonsense web site, courteous and efficient phone support, fast processing of deposits with reassuring e-mail and text notifications. Reviewed on: 9th April 2025

A good experience

5
Very good website, competitive rates and all very easy to navigate Reviewed on: 9th April 2025

Easy to use Bank account with good rates on savings...

5
Easy to use Bank account with good rates on savings Reviewed on: 9th April 2025

Quality banking

4
Very good communication. Safe website. Comparable rates of interest. Reviewed on: 9th April 2025

THE FUTURE OF BANKING

4
They came recommended to me and also featured highly on banking sites and money sites for good quality products. Great products, ease of set up and use online, easily accessible and good, competitive rates of interest. Good customer service, albeit not easy to contact via phone, as lines very busy, but always very helpful and forthcoming when contacted via email (or when finally spoken to someone via phone). I would definitely use again. Reviewed on: 9th April 2025

Recommended

5
We recently opened a savings account with RCI and have been impressed with the service received. Reviewed on: 9th April 2025

Caring Customet Services

5
Every time l have a query l fine customers Service very obliging and explain issues in a very clear precise way. Reviewed on: 9th April 2025

The bank for me .

5
Easy to access on line. Have been a customer for several years and have always had prompt service. Reviewed on: 9th April 2025

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