Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3028)

Excellent Organisation

5
Always class telesales with helpful and knowledgeable manners. They explain everything you need to know Reviewed on: 9th April 2025

Excellent service for savers.

5
Excellent interest rates and easy to move and withdraw money. Good customer website too. Reviewed on: 9th April 2025

Quick answers.

5
Always get quick answers if we have a problem. Reviewed on: 9th April 2025

Great website

5
Website is easy to navigate and more importantly I like the level of security. Reviewed on: 9th April 2025

Great Bank with good rates

5
It’s just very easy and efficient Reviewed on: 9th April 2025

count was easy to set up and manage.

4
Account was easy to set up and manage. It Is a shame RCI don't do ISA's Reviewed on: 9th April 2025

Very good to deal with

5
Easy to apply and good to deal with Reviewed on: 9th April 2025

Good customer service

5
Good customer services, agents accessible by phone. Competitive interest rates and a good selection of savings accounts. Reviewed on: 9th April 2025

Reliable bsnk

5
Never had any problems. Always notified early I of any changes and to my accounts and interest rates Reviewed on: 9th April 2025

Excellent service.

5
Very responsive when I've needed to speak to customer service and very navigable app. Reviewed on: 9th April 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • 95 Day Notice Account

    from RCI Bank 4.88 from 678 reviews
    RCI Bank
  • Freedom Savings Account

    from RCI Bank 4.88 from 9016 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.86 from 219 reviews
    RCI Bank
    View all products