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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
449% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Very friendly and helpful.

5
Very friendly and helpful. Can always help you Reviewed on: 30th January 2026

Very reliable!

5
Very reliable banking experience. Reviewed on: 30th January 2026

RCI fixed term are the best!

5
I love the options that RCI give us for fixed term savings. They provided market leading short medium and long term rates that covered all the bases. Easy to understand and easy to apply, once you are a RCI customer. Reviewed on: 30th January 2026

Great communication and products.

5
Easy to speak on the telephone. Communication always easy via email as well. Good products. Reviewed on: 30th January 2026

Easy to use the app and keep track of things

5
Easy to use the app and keep track of things Reviewed on: 30th January 2026

Good saving rates.

5
Good saving rates. Easy opening account process. Good updates to new products. Reviewed on: 30th January 2026

Never had to contact RCI, so that is a good...

5
Never had to contact RCI, so that is a good experience Reviewed on: 30th January 2026

Topnotch.

5
A honest reliable company that I feel comfortable investing in. Reviewed on: 30th January 2026

Excellent online banking.

5
Excellent online banking. Competitive deposit interest rates Reviewed on: 30th January 2026

Easy to invest, clear explanations and pay interest...

5
Easy to invest, clear explanations and pay interest precisely when they say they will - perfect! Reviewed on: 30th January 2026

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