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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,020 reviews, last reviewed 7th Feb 2026
50500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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9%
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0%
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1%

Latest highest rating:

5

The website was easy to use. The website was easy to use. No issues. Reviewed on: 7th February 2026
Diane P's avatar
Diane P

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3020)

Customer Services are so friendly and actually answe...

5
Customer Services are so friendly and actually answer the phone?I have recommended RCI Bank to all my colleagues and friends. Reviewed on: 9th April 2025

I feel safe with RCI

5
Opening accounts, setting up regular payments, customer service response and updated information continue to be reliable and efficient. I feel safe with RCI Reviewed on: 9th April 2025

We are on the third year investing with RCI.

5
We are on the third year investing with RCI. Interest provided is very competitive . Very happy with communication with RCI Bank Reviewed on: 9th April 2025

Great interest rate easy to reinvest your money grea...

5
Great interest rate easy to reinvest your money great rates to choose from Reviewed on: 9th April 2025

Happy Banking App customer

5
I us the banking app for all my activity. Everything is clearly laid out and easy to understand. I also feel comfortable with the security measures. Requests are promptly acted on. Reviewed on: 9th April 2025

No complaints.

5
No complaints. Any questions are answered very quickly. Reviewed on: 9th April 2025

I have been with RCI for a number of years,

5
I have been with RCI for a number of years, they always have some of the top competitive interest rates around. I also find that it is so easy to open an account. Keeping track of my accounts on line is so easy. Reviewed on: 9th April 2025

You just have to ask once

5
Always answers calls and provides solutions toissues. Reviewed on: 9th April 2025

Good interest rates and quick access if funds need t...

5
Good interest rates and quick access if funds need to be withdrawn. Reviewed on: 9th April 2025

striving to deliver good customer care,competitive i...

5
striving to deliver good customer care,competitive interest rates good customer care! Reviewed on: 9th April 2025

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