Write a review

Newsletter

Go to business site

RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

View other RCI Bank products

4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

61% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

Visit provider site Read all reviews Write a review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

Help others make smarter decisions by sharing your own experience.

Write a review

RCI Bank Fixed term savings account reviews (3962)

Great savings account

I have saved with RCI for nearly six years and my money has been safe and accrued a good amount of interest. I have had to get help from their customer service on one occasion and that was a great experience for me. Reviewed on: 30th January 2026

Good return on deposits.

RCI offers very competitive savings rates for fixed terms. Reviewed on: 30th January 2026

Best online Bank

I have only had good experiences with RCI. Very clear advice and excellent customer service! No complaints!! Reviewed on: 30th January 2026

A safe haven, easy to manage.

We have enjoyed very favourable market rates; like the safety of the product and appreciate the ease of online transactions. Reviewed on: 30th January 2026

Excellent service - I would not hesitate recommendin...

Excellent service - I would not hesitate recommending RCI Bank. Reviewed on: 30th January 2026

Very easy to set up and well looked after

Very easy to set up and well looked after Reviewed on: 30th January 2026

Excellent Company and Service.

Always kept informed about saving accounts available. My first was a freedom account and that worked very well. I added a fixed rate 2 year account and that has been successful. I will be taking a large amount in the next month to purchase a new car but that will be replaced as a Bond with another company matures.....RCI performed better. Reviewed on: 30th January 2026

Simply the best

I have been with RCI BANK for a few years now and find them very professional and helpful making my savings very simple and easy to understand. I Cant fault them in any way and look forward to the next few years with them. Reviewed on: 30th January 2026

RCI Bank Experience

Easy to set up an account. Good competitive fixed interest rates. Good communication. Would definitely consider reinvesting once current term ended. Reviewed on: 30th January 2026

I have invested with RCI for many years and find the...

I have invested with RCI for many years and find them an excellent home for my savings providing a monthly income Reviewed on: 30th January 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Saver
from Halifax 4.17 from 102 reviews
Savings account
from Hargreaves Lansdown 4.32 from 9 reviews
Junior instant access savings
from Earl Shilton Building Society 0.00 from 0 reviews

Want to see more from RCI Bank?

Freedom Savings Account
from RCI Bank 4.84 from 11989 reviews
95 day notice account
from RCI Bank 4.80 from 944 reviews
E-Volve savings notice account
from RCI Bank 4.78 from 316 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub