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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.82 (2481 reviews)

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4.87

Based on 2,481 reviews, last reviewed 13th Jun 2025

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

87%

10%

Latest highest rating:

5

Excellent customer service Excellence in customer care with very patient and helpful staff. Competitive Interest rates and options to choose to save interest monthly as well as... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (2481)

Lump Sum Deposits are Permitted

Unlike most Banks, I am able to deposit a large sum of money and get access to a fixed rate. High Street Banks only seem to offer a good Interest rate on a monthly savings plan with a limit to how much you can save each month! Reviewed on: 22nd March 2025

Fine thank you

Fine and provided a reasonable rate ta Reviewed on: 22nd March 2025

Best interest rate and good communications

Best interest rate and good communications Reviewed on: 22nd March 2025

Easy to use, very quick to set up account and pay in.

Easy to use, very quick to set up account and pay in. The rates are good. Excellent customer service. Reviewed on: 22nd March 2025

The bank that provides prompt and efficient service.

Never had any problems dealing with this bank and its staff. Rates are good and they provide prompt and efficient service when required. Reviewed on: 22nd March 2025

Excellent communication.

Excellent communication. All my questions clearly answered. Good savings rate. Will use them again. Reviewed on: 22nd March 2025

Savings accounts

Good rates of interest and secure login Reviewed on: 22nd March 2025

Never had any problem with them.

Never had any problem with them. Good rate of interest. Reviewed on: 22nd March 2025

Investing made easy.

Investing made very easy. The app is straightforward. Transfers into the account very easy couldn’t be better and one of the best rates around who could ask for more. Reviewed on: 22nd March 2025

RCI Bank always offer good savings rates

RCI Bank always offer good savings rates and their security seems to be strong. I have never had a problem with their service. My one niggle is that if you withdraw funds after 1pm they do not arrive until the following day. Reviewed on: 22nd March 2025

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