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RCI Bank: Fixed Term Savings Account reviews

4.82
Based on 1,093 reviews, last reviewed 12th Mar 2025
53800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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85%
See only 4 star reviews
11%
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1%
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0%
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3%

Latest highest rating:

5

RCI Bank offer a good banking experience. RCI Bank offer a good banking experience, with an easy to access and use online banking facility. Reviewed on: 12th March 2025
Mr P's avatar
Mr P

Latest lowest rating:

1

Very poor service RCIs total inability to manage my maturity instructions leading up to and after my fixed bond maturing has left me out of pocket. I can’t have been le... Read more Reviewed on: 23rd November 2023
Matt Russell's avatar
Matt Russell

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (1093)

Easy to use

5
It is never fraught when contacting these people, no long wait to speak to someone and they are always friendly and efficient. Reviewed on: 17th January 2022

RCI Bank Review

5
RCI Bank fixed term was so easy to setup and the online banking gave as much information as we really needed. We have full confidence and hopefully will remain with them for more years Reviewed on: 17th January 2022

Excellent

5
Consistently offers good interest rates Reviewed on: 17th January 2022

Simple fixed interest savings account

4
The account was easy to set up, and pays monthly interest to my current account. At the time, the interest rate was competitive. Reviewed on: 17th January 2022

Fixed Terms Savings Account

5
Seamless experience and very competitive rates as well. Reviewed on: 17th January 2022

Clearly defined types of accounts

5
I have opened two fixed term accounts and couldn’t be more happy with the terms on offer. All steps of opening the accounts have been acknowledged and sent via a hard copy. When l did run into a problem ( which was a user error) the operatives couldn’t have been more helpful and understanding. Reviewed on: 17th January 2022

Good interest rates and good to deal with

5
I have had a number of fixed rate accounts with RCI Bank and have been very happy with the service and interest rates Reviewed on: 17th January 2022

Efficient online savings account

4
Easy to interact and impressed that there was a recent increase to the savings account unlike the big high street banks! Reviewed on: 17th January 2022

Excellent bank.

5
Good, friendly service with a clear and easy-to-use website. Reviewed on: 17th January 2022

friendly and efficient

5
Have had money with them for several months. I chose them because of competitive rates and reputation. I have made many transactions and all have been handled without fuss Reviewed on: 17th January 2022

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