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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,961 reviews, last reviewed 24th Apr 2026
6705% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026
Rachel D's avatar
Rachel D

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3961)

In hospital at the moment.

5
In hospital at the moment. No not well enough. Reviewed on: 31st January 2026

Highly recommend RCI Bank

5
Very happy with RCI. It is so easy to set up an account and the website is so easy to navigate ( and ‘looks good’). Interest rates are very competitive. Communication is good. Reviewed on: 31st January 2026

Pentalar

5
On line account easy to navigate Reviewed on: 31st January 2026

Excellent service

5
No problems at all. Money was received timely Reviewed on: 31st January 2026

Long term savings

5
I have been banking with RCI for numerous years and am happy with the company Reviewed on: 31st January 2026

A Contented Regular Saver

5
I've held funds in a number of different savings accounts with RCI Bank over many years, the interest rates have been competitive and the online service and support reliable and easy to understand. Reviewed on: 30th January 2026

RELIABILITY

5
easy to deal with . consistent and ongoing A GREAT BANK Reviewed on: 30th January 2026

RCI Bank Getting Bigger

5
I believe RCI Bank is one of the best banks around, and the reason is their staff are so customer focused which makes things easier and more pleasant to deal with. This Bank offers a good selection of different accounts which are some of the best in the industry with good rates of interest. I have had accounts with other banks but go back to RCI because of the expert way they conduct themselves. If I was to give RCI a ranking 1 to 10 it would be 9 not 10. I would give 10 if they answered the phone a few seconds less. There you are a honest opinion of a bank not instantly thought of but is going places in the financial world. Reviewed on: 30th January 2026

VERY GOOD BANK.

5
Very good Bank to deal with and good rates of Interest in return.....Also the App is so user friendly. Reviewed on: 30th January 2026

Great savings account

5
I have saved with RCI for nearly six years and my money has been safe and accrued a good amount of interest. I have had to get help from their customer service on one occasion and that was a great experience for me. Reviewed on: 30th January 2026

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