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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.82 (2481 reviews)

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4.87

Based on 2,481 reviews, last reviewed 13th Jun 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

87%

10%

Latest highest rating:

5

Excellent customer service Excellence in customer care with very patient and helpful staff. Competitive Interest rates and options to choose to save interest monthly as well as... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (2481)

Exemplary Service and Value

I was looking for Fixed Rate Savings Bonds that paid interest into my Current Account annually (rather than at the end of the fixed term). RCI not only offered this - and at extremely competitive interest rates - but also had the fastest response to my online queries of all the providers I contacted. Customer Service was very prompt, extremely courteous, and totally helpful. Couldn't be happier with service and value. Reviewed on: 22nd March 2025

Hugh interest savings for years, can't complain

Hugh interest savings for years, can't complain Reviewed on: 22nd March 2025

Good communication, excellent customer service

Good communication, excellent customer service, and confidence in knowing my investment is safe, and earning a healthy return. Reviewed on: 22nd March 2025

A helping hand.

Having recently been widowed I have had to rely on RCI bank to manage my account. They have provided excellent service for me at a very difficult time. Thank you RCI. Reviewed on: 22nd March 2025

Good customer service, Excellent rates and Easy acc...

Good customer service, Excellent rates and Easy account set up, and Secure . What more could you ask for? Reviewed on: 22nd March 2025

Simple process to complete the account setup and rec...

Simple process to complete the account setup and receive my interest payments on time. Reviewed on: 22nd March 2025

Good interest rate, clear understandable on line ban...

Good interest rate, clear understandable on line banking. Reviewed on: 22nd March 2025

Great value account

Easy to use online account with competitive interest rates Reviewed on: 22nd March 2025

Fixed term fixed rate bond

Opened a fixed term fixed rate bond with RCI 5yrs ago. Opening was simple & straight forward. Rates were good. Option of monthly interest payment available. Worked flawlessly. Just matured & rolled over into another fixed bond. Very happy Reviewed on: 22nd March 2025

you have a great customer service team

you have a great customer service team Reviewed on: 22nd March 2025

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