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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

61% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Good online service and reasonable interest rate

Good online service and reasonable interest rate Reviewed on: 1st February 2026

RCI fixed rate bond

It was a good experience and an easy setup. Reviewed on: 1st February 2026

Everything fine no worries.

Everything fine no worries. I have only been with RCI for a short while but am very pleased with everything so far. Reviewed on: 1st February 2026

Easy to manage app, good service , reliable

Easy to manage app, good service , reliable Reviewed on: 1st February 2026

Simple account to use.

Simple account to use. Very happy with service. Happy to recommend. Reviewed on: 1st February 2026

Easy website

Straight forward registration and logging on Reviewed on: 31st January 2026

Cool easy accessible friendly value

Cool easy accessible friendly value Reviewed on: 31st January 2026

Good interest rate and clear communication online

Good interest rate and clear communication online Reviewed on: 31st January 2026

Excellent on line savings bank

Easy to apply & manage on line. Good communication. Reviewed on: 31st January 2026

Fixed Term Savings..

I have a number of fixed term savings accounts, rather than regular contact with RCI. when renewing the term, the communication is excellent. The rates are competitive so I am happy to recommend RCI Reviewed on: 31st January 2026

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