Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,961 reviews, last reviewed 24th Apr 2026
6705% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026
Rachel D's avatar
Rachel D

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3961)

Been with RCI since the beginning.

5
Been with RCI since the beginning. Easy to open accounts and move money when new competitive rate apply. Currently have three accounts and that says it all. Reviewed on: 2nd February 2026

easy and smooth experience

5
It’s been a very easy and smooth and experience with no issues whatsoever! I thoroughly recommend this company and product. Reviewed on: 2nd February 2026

Good Service

5
Using the website was very straightforward and easy. Interest rates offered are competitive. Kept me informed about my account in a timely manner. Reviewed on: 2nd February 2026

Easy to use and set up on line.

5
Easy to use and set up on line. Competitive interest rates Reviewed on: 2nd February 2026

Feedback

5
Not had any problems . I just have one account so don't really have anything else to add. Reviewed on: 2nd February 2026

Excellent online savings account

5
Straightforward to set up an online account and a great website experience. Clear and easy to navigate. Really good interest rate - the best available at the time and rated by Money Saving Expert. Reviewed on: 2nd February 2026

Really easy to operate online.

5
Really easy to operate online. Opened immediately. Easy to see accumuated interest and good rate of interest. Reviewed on: 1st February 2026

Have 3 accounts with RCI absolutely faultless Custo...

5
Have 3 accounts with RCI absolutely faultless Customer service and app is so easy to use Reviewed on: 1st February 2026

very easy to use and i am very impressed with the we...

5
very easy to use and i am very impressed with the website Reviewed on: 1st February 2026

Good online service and reasonable interest rate

5
Good online service and reasonable interest rate Reviewed on: 1st February 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.90 from 11981 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products