Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,961 reviews, last reviewed 24th Apr 2026
6705% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026
Rachel D's avatar
Rachel D

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3961)

Excellent bank to deal with very easy to set up onli...

5
Excellent bank to deal with very easy to set up online and app is really good. Reviewed on: 2nd February 2026

On-line banking made easy!

5
RCIs app based accounts are simple to follow, great FAQs and provide for simple straightforward banking. Customer service is outstanding with swift responses to all questions raised. Reviewed on: 2nd February 2026

Excellent bank service - does what is says!

5
always very helpful. site is always available and working. easy to use Reviewed on: 2nd February 2026

Excellent and competitive rates

5
Extremely competitive saving rates , great communication and easy to use app. I cannot fault RCI bank Reviewed on: 2nd February 2026

Competitive interest rates, excellent website.

5
Competitive interest rates, excellent website. Reviewed on: 2nd February 2026

RCI one of the best banks

5
RCI keep me updated regularly about my savings as well as products and services. When I have had to call the service for help I have had excellent service. Reviewed on: 2nd February 2026

Good Company

5
Always had good communication and variety of products Reviewed on: 2nd February 2026

Excellent competitive fixed savings account.

5
Excellent competitive fixed savings account. Easy opening process to from verification to transfering money. Only had to contact customer service once which was also a straightforward experience. I would have no problem recommending this bank for their saving account Reviewed on: 2nd February 2026

Great service

5
Great service and competitive fixed saved rates Reviewed on: 2nd February 2026

Instant rate response

5
Always ready to change interest rates on my other account as soon as these change Reviewed on: 2nd February 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.90 from 11981 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products