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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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0%
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0%
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1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Excellent interest rates and customer service.

5
Excellent interest rates and customer service. Reviewed on: 9th April 2025

Always good service web and phone help .

5
Always good service web and phone help . Reviewed on: 9th April 2025

Great bank to deal with

5
Excellent interest rates and a great app. I've only had to contact RCI once but they were very helpful and professional Reviewed on: 9th April 2025

RCI values existing customers

5
With RCI, what I appreciate most is that unlike other banks, existing customers are valued and given the best rates as well as new customers. Reviewed on: 9th April 2025

Smart banking

5
Very easy to use and excellent savings rates. Reviewed on: 9th April 2025

Great rates and super service.

5
Great rates and super service. Online app straight forward and eaysy to use. Reviewed on: 9th April 2025

RCI review by OAP

5
RCI Interest rates are competitive, their web site is easy to navigate, even for me in my eighties and with little IT experience. Definitely recommend to all age groups. Reviewed on: 9th April 2025

Confidence

5
Excellent communications and an easy to use app, have given me a lot of confidence in this bank Reviewed on: 9th April 2025

always helpful

5
always helpful no problems good interest rates Reviewed on: 9th April 2025

An excellent account with fine service

5
An excellent account with fine service Reviewed on: 9th April 2025

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