Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.87
Based on 2,481 reviews, last reviewed 13th Jun 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

Excellent customer service Excellence in customer care with very patient and helpful staff. Competitive Interest rates and options to choose to save interest monthly as well as... Read more Reviewed on: 13th June 2025
LD's avatar
LD

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (2481)

Great service and a safe home for my savings.

5
Great service and a safe home for my savings. Reviewed on: 22nd March 2025

My RCI I find RCI avery good bank to deal with

5
I find RCI avery good bank to deal with Reviewed on: 22nd March 2025

Interest rates were really poor, given my money has...

4
Interest rates were really poor, given my money has been locked in for 3 years. I have other more flexible accounts that offer better rates, which is pretty bonkers Reviewed on: 22nd March 2025

the rates are excellent for savings

5
the rates are excellent for savings Reviewed on: 22nd March 2025

Website & the app are very easy to use

5
Website & the app are very easy to use, a good choice of products available. Reviewed on: 22nd March 2025

Very easy to find the right product quickly

5
Very easy to find the right product quickly Reviewed on: 22nd March 2025

Reasonable interest.

5
Reasonable interest. Not the highest and nither the lowest Reviewed on: 22nd March 2025

Excellent

5
Excellent , I have a excellent experience. Reviewed on: 22nd March 2025

The account opening process is very simple and commu...

5
The account opening process is very simple and communication between RCI and myself is very secure and transparent. The interest rate was very competitive and I’ve been extremely pleased with the return interest. Reviewed on: 22nd March 2025

Good rates offered

5
Good rates offered and excellent online facilities Reviewed on: 22nd March 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.87 from 7234 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.85 from 505 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.83 from 167 reviews
    RCI Bank
    View all products