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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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0%
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1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

RCI Bank are great

5
I've banked with RCI Bank for several years . I'm happy with the interest rates and know my money is safe in their hands. Always polite and helpful on the phone. Reviewed on: 10th April 2025

Excellent secure website, great interest rates

5
Excellent secure website, great interest rates Reviewed on: 10th April 2025

Had no issues communicating with them

5
Had no issues communicating with them Reviewed on: 10th April 2025

Very easy to invest and keep track.

5
Very easy to invest and keep track. Good bond iffer Reviewed on: 9th April 2025

Hassle free and competitive interest rates

5
RCI have made my first time using a fixed term account very easy and hassle free, they also have offered competitive interest rates which is why I continued to use RCI bank again for another year this year Reviewed on: 9th April 2025

Value for money

5
Troublefree & gives confidence. I think this enough to explain my experience. Reviewed on: 9th April 2025

Savings.

4
I don’t use it much but is good for savings Reviewed on: 9th April 2025

Very happy customer.

5
Very happy customer. RCi offers good products, and the app is nice and clear.. Reviewed on: 9th April 2025

Highly Satisfied

5
Never had any problems with RCI. Everything runs smoothly and is done promptly. Reviewed on: 9th April 2025

No unexpected surprises - and good interest rates.

5
No unexpected surprises - I always know what to expect, and I can depend on getting good interest rates Reviewed on: 9th April 2025

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