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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Very professional people always ready to help

Very professional people always ready to help Reviewed on: 10th April 2025

Excellent interest rate and good at money transfer

Excellent interest rate and good at money transfer Reviewed on: 10th April 2025

So easy to set up a new account, literally only take...

So easy to set up a new account, literally only takes 10 minutes, also having the app makes it even simpler to check your account. Reviewed on: 10th April 2025

The best bank to deal with and best rates

The best bank to deal with and best rates Reviewed on: 10th April 2025

Straightforward banking

The app is easy to use. Savings are generally at decent interest rates and transactions process seamlessly. I am very pleased with the products I have and rates on offer, although sometimes they could be a little more generous. Reviewed on: 10th April 2025

Good bank with good saving rates.

RCI app/website always seems to work and is clear to understand. Interest always paid on time each month and interest rates for savings are good. I have had a fixed rate saving account for over 3 years and recently renewed this for another 3 years. Reviewed on: 10th April 2025

very competive rates excellent UK based support staf...

very competive rates excellent UK based support staff easy to use web site Reviewed on: 10th April 2025

The app is very user friendly...

The app is very user friendly and simple to manoeuvre Reviewed on: 10th April 2025

RCI offers excellent rates of interest ...

RCI offers excellent rates of interest against the competition. A clear well laid out website your account shows your rate of interest without having to dig around and find it. Text messages confirming your deposit are an added reassurance. Reviewed on: 10th April 2025

Always there

Great customer service and update Reviewed on: 10th April 2025

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