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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,961 reviews, last reviewed 24th Apr 2026
6705% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026
Rachel D's avatar
Rachel D

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

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RCI Bank Fixed Term Savings Account reviews (3961)

Had no issues with this company.

4
Had no issues with this company. Easy to open and deal with online. Reviewed on: 3rd February 2026

fixed rate savings account

5
I just have a fixed rate savings account and appreciate having the interest allocated monthly. It is very easy to check on the status of the account. Reviewed on: 3rd February 2026

Simple to use, excellent service and the best intere...

5
Simple to use, excellent service and the best interest rates Reviewed on: 3rd February 2026

Easy to use as able to have an app on my phone to sh...

5
Easy to use as able to have an app on my phone to show the amount and the interest I get Reviewed on: 3rd February 2026

Excellent rate All good easy to set up

5
All good easy to set up.Excellent rate of interest , would recommend Reviewed on: 3rd February 2026

Easy to open and operate with decent interest rates

5
Easy to open and operate with decent interest rates Reviewed on: 2nd February 2026

A user friendly and responsive Bank.

5
I have always found RCI Bank very easy to deal with. I find that they are customer centred, very professional and always extremely efficient and quick to respond. I would recommend them as an excellent bank with competitive products. Reviewed on: 2nd February 2026

I enjoy the interest rate and the app is user...

5
I enjoy the interest rate and the app is user friendly Reviewed on: 2nd February 2026

Good savings rate.

5
Good savings rate. Easy to navigated app. Reviewed on: 2nd February 2026

An excellent product

5
An excellent product. Straightforward to open an account and a streamlined mobile app Reviewed on: 2nd February 2026

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