Paid advertisement
Smart Money People Logo
Newsletter

RCI Bank: Fixed term savings account reviews

4.85
Based on 3,962 reviews, last reviewed 29th Apr 2026
61% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed term savings account reviews (3962)

Good Banking Experience.

5
Good experience. easy to set up and when I had a query was answered clearly, staff very helpful. Reviewed on: 3rd February 2026

Had no issues with this company.

4
Had no issues with this company. Easy to open and deal with online. Reviewed on: 3rd February 2026

fixed rate savings account

5
I just have a fixed rate savings account and appreciate having the interest allocated monthly. It is very easy to check on the status of the account. Reviewed on: 3rd February 2026

Simple to use, excellent service and the best intere...

5
Simple to use, excellent service and the best interest rates Reviewed on: 3rd February 2026

Easy to use as able to have an app on my phone to sh...

5
Easy to use as able to have an app on my phone to show the amount and the interest I get Reviewed on: 3rd February 2026

Excellent rate All good easy to set up

5
All good easy to set up.Excellent rate of interest , would recommend Reviewed on: 3rd February 2026

Easy to open and operate with decent interest rates

5
Easy to open and operate with decent interest rates Reviewed on: 2nd February 2026

A user friendly and responsive Bank.

5
I have always found RCI Bank very easy to deal with. I find that they are customer centred, very professional and always extremely efficient and quick to respond. I would recommend them as an excellent bank with competitive products. Reviewed on: 2nd February 2026

I enjoy the interest rate and the app is user...

5
I enjoy the interest rate and the app is user friendly Reviewed on: 2nd February 2026

Good savings rate.

5
Good savings rate. Easy to navigated app. Reviewed on: 2nd February 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.84 from 11989 reviews
    RCI Bank
  • 95 day notice account

    from RCI Bank 4.80 from 944 reviews
    RCI Bank
  • E-Volve savings notice account

    from RCI Bank 4.78 from 316 reviews
    RCI Bank
    View all products