Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
134% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3962)

Great customer service and interest rates

5
Took out along term savings bond with monthly interest. Couldn't be beaten for interest. Reviewed on: 12th April 2026

Excellent. Customer services

5
Refreshing to speak to a bank that really cares. Reviewed on: 12th April 2026

Easy to open account.

5
Easy to open account. Clear and precise. Good communication. Reviewed on: 12th April 2026

Easy and good rates

5
Easy and good rates, reach to customer service Reviewed on: 12th April 2026

Had a fixed term savings account and was kept inform...

5
Had a fixed term savings account and was kept informed regarding maturity of the account and what I would like to do with the money. Reviewed on: 12th April 2026

Keeping me informed

5
Great communication every month, a text on time informing of payment received Reviewed on: 12th April 2026

I am with RCI for almost 5 years.

5
I am with RCI for almost 5 years. During this time I have had no problems with them. I do all my banking online. They pay my interest on time. Reviewed on: 12th April 2026

Very easy to use app, Great savings rates highly rec...

5
Very easy to use app, Great savings rates highly recommend Reviewed on: 12th April 2026

Excellent

5
Superb, great interest rates and communications, would highly recommend Reviewed on: 11th April 2026

very easy to talk to and easy to talk to...

5
very easy to talk to and easy to talk to someone Reviewed on: 11th April 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.90 from 11981 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products