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RCI Bank: Fixed Term Savings Account reviews

View other RCI Bank products
4.88
Based on 2,913 reviews, last reviewed 30th Jan 2026
40200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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90%
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9%
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1%

Latest highest rating:

5

I have invested with RCI for many years and find the... I have invested with RCI for many years and find them an excellent home for my savings providing a monthly income Reviewed on: 30th January 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G
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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (2913)

Our retirement plan

5
Easy process but not compromise any security. Reviewed on: 29th January 2026
Varsha s's avatar
Varsha s

Fantastic interest rates

5
Fantastic interest rates initially recommended by Martin Lewis and I continue to invest annually Reviewed on: 29th January 2026
Joyce t's avatar
Joyce t

Easy to open accounts, very clean app and good rates

5
Easy to open accounts, very clean app and good rates Reviewed on: 29th January 2026
Entire's avatar
Entire

Easy banking.

5
I find RCI bank easy to bank with. With just a couple of steps, I can see my accounts and transferring from my Freedom account is so simple. The Fixed rate accounts offer excellent rates. Reviewed on: 29th January 2026
Carole W's avatar
Carole W

Excellent service

5
Always prompt and great at up to date information about interest rates Reviewed on: 29th January 2026
Iffat S's avatar
Iffat S

Easy to open, easy to access account online with.

5
Easy to open, easy to access account online with.good interest rates. Reviewed on: 29th January 2026
Petrina S's avatar
Petrina S

Stress free and Reassuring

4
The website is easy to navigate and I feel a great sense of security keeping my money with RCI. Reviewed on: 29th January 2026
Catrin W's avatar
Catrin W

Guaranteed Rate for Lump Sum

5
One of a very few banks where I can deposit a lump sum at a competitive interest rate and have guaranteed fixed rate which I use to pay towards a holiday. Reviewed on: 29th January 2026
Popsie's avatar
Popsie

The app is easy to use which I really value as I wan...

4
The app is easy to use which I really value as I want to be able to check my money at anytime. I would reccomend the app to a friend. Great service. Reviewed on: 29th January 2026
Katie Tomlinson's avatar
Katie Tomlinson

Great bank great service.

5
Great bank great service. Would recommend Reviewed on: 29th January 2026
janet g's avatar
janet g

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