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RCI Bank: Fixed Term Savings Account reviews

4.34
Based on 513 reviews, last reviewed 2nd Mar 2025
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
76%
See only 4 star reviews
15%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
7%

Latest highest rating:

5

Easy peasy All straight forward and easy to open and manage Reviewed on: 2nd March 2025
Philip 's avatar
Philip

Latest lowest rating:

1

Very poor service RCIs total inability to manage my maturity instructions leading up to and after my fixed bond maturing has left me out of pocket. I can’t have been le... Read more Reviewed on: 23rd November 2023
Matt Russell's avatar
Matt Russell

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (513)

Interest!!!

5
Great online bank. We've got several fixed rate savings accounts, paying a very good rate of interest compared to other banks and your money is safe. I find the app and web site easy to navigate. Reviewed on: 2nd March 2022

Great Bank

5
Very good interest rates and an easy website important for online banking. Reviewed on: 2nd March 2022

Efficient & Friendly Service

5
Efficient and friendly banking service Reviewed on: 2nd March 2022

Excellent company

5
I have a number of accounts with RCI and the rate of interest is very good and the service is excellent. Reviewed on: 2nd March 2022

RCI Bank has been a great place for my savings, very efficient and no issues have arisen.

5
Very happy to have used RCI Bank and will recommend them in the future. Easy to use online. Reviewed on: 2nd March 2022

Medium term bonds

5
Appropriate professional service throughout. Reviewed on: 2nd March 2022

competitive interest rate

4
My account provides a competitive interest rate and is very easy to manage. Reviewed on: 2nd March 2022

Easy to deal with

5
Easy to deal with, questions answered promptly. Site easy to navigate, and you are always kept up-to-date with any changes etc. Additionally they also provide loyalty rates for existing customers which makes you feel valued and more than just a number. Reviewed on: 2nd March 2022

chosen for the best savings rate from a reliable bank with good online access

5
I did some research and RCI seemed to offer a good savings rate for a fixed term. It was easy to set up online and I felt assured that it was covered by FSCS. Reviewed on: 2nd March 2022

Friendly and efficient

5
I have found RCI bank to be fair and helpful. The online service means that they're available 24 hours avday Reviewed on: 2nd March 2022

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