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RCI Bank: Fixed Term Savings Account reviews

View other RCI Bank products
4.88
Based on 2,918 reviews, last reviewed 30th Jan 2026
40700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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90%
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9%
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Latest highest rating:

5

Excellent service - I would not hesitate recommendin... Excellent service - I would not hesitate recommending RCI Bank. Reviewed on: 30th January 2026
cecile's avatar
cecile

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G
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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (2918)

Easy to open, easy to access account online with.

5
Easy to open, easy to access account online with.good interest rates. Reviewed on: 29th January 2026
Petrina S's avatar
Petrina S

Stress free and Reassuring

4
The website is easy to navigate and I feel a great sense of security keeping my money with RCI. Reviewed on: 29th January 2026
Catrin W's avatar
Catrin W

Guaranteed Rate for Lump Sum

5
One of a very few banks where I can deposit a lump sum at a competitive interest rate and have guaranteed fixed rate which I use to pay towards a holiday. Reviewed on: 29th January 2026
Popsie's avatar
Popsie

The app is easy to use which I really value as I wan...

4
The app is easy to use which I really value as I want to be able to check my money at anytime. I would reccomend the app to a friend. Great service. Reviewed on: 29th January 2026
Katie Tomlinson's avatar
Katie Tomlinson

Great bank great service.

5
Great bank great service. Would recommend Reviewed on: 29th January 2026
janet g's avatar
janet g

Easy banking

4
I have been with the bank for a few years now. It was easy opening my first account and have always found it easy to renew as and when if I want to. Any changes to Terms, Conditions, closing time at Christmas for example and maturing instructions have always been received with adequate notice. Reviewed on: 29th January 2026
Lesley L's avatar
Lesley L

no fuse clarity

5
We always get a good response - no fuse clarity and strong online presentation Reviewed on: 29th January 2026
Kenneth's avatar
Kenneth

Advise is good, easy opening of account

5
Advise is good, easy opening of account Reviewed on: 29th January 2026
kim p's avatar
kim p

Easy, smooth and professional account setup

5
Easy, smooth and professional account setup Reviewed on: 29th January 2026
Mel's avatar
Mel

Easy yet secure access by Internet and Phone.

5
Easy yet secure access by Internet and Phone.Your response time to phone inquiries is better then most other banks. Reviewed on: 29th January 2026
george miller's avatar
george miller

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