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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
153% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

I have been investing with RCI Bank UK for around 5...

5
I have been investing with RCI Bank UK for around 5 years. I have had absolutely no problem with their service. Ease of doing business with them is excellent. Reviewed on: 28th January 2026

RCI Bank for us!

5
Have been a customer of RCI Bank for some years and find their customer service extremely good. Also their rates are very competitive. Since they have shortened the time taken to make withdrawals, everything runs smoothly. Reviewed on: 28th January 2026

Great interest rate always paid regularly.

5
Great interest rate always paid regularly.on time. Frequent prizes also a bonus. Would recommend RCI to everyone. Reviewed on: 28th January 2026

Smooth operation with competitive rates

5
Have had several accounts with RCI and have never had any problems, everything was done in a timely fashion. Interest rates are often competitive. Reviewed on: 28th January 2026

Excellent all round bank, which is why I have two fi...

5
Excellent all round bank, which is why I have two fixed term accounts here. Easy interface, great interest rates. Reviewed on: 28th January 2026

No fuss.

5
No fuss. Easy to use. Any problems - fixed by a phone call Reviewed on: 28th January 2026

Easy to use account with online access.

5
Easy to use account with online access. Reasonable interest rates, interest arrives on time, eould recommend to friends and family. Reviewed on: 28th January 2026

The website

5
The website site is easy to work your way around easy to understand. Reviewed on: 28th January 2026

Good deal

5
Good rates and excellent service. Reviewed on: 28th January 2026

Good communication by bank.

5
Good communication by bank. Informative products. Reviewed on: 28th January 2026

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