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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Offering very Good rates, efficient and straightforw...

Offering very Good rates, efficient and straightforward on line interaction. Easy to track investment over time. Reviewed on: 9th April 2025

Good thanks will keep using it thanks good client se...

Good thanks will keep using it thanks good client service Reviewed on: 9th April 2025

I have banked with RCI for several years now.

I have banked with RCI for several years now. I've never had any negative experiences. My money has grown and I can easily see my accounts. I've felt secure enough to open several accounts. Reviewed on: 9th April 2025

Good all round

App is good, online service is good, customer service is good. Never had any issues Reviewed on: 9th April 2025

Easy to use and excellent interest rates

Easy to use and excellent interest rates Reviewed on: 9th April 2025

Great Customer Service

Customer service is excellent, phones answered without waiting, helpful, personable staff. Reviewed on: 9th April 2025

Everything is excellent

Everything is excellent and the process is very simple. Reviewed on: 9th April 2025

All queries dealt with promptly

Always give plenty of notice when investments coming up for renewal. Also very helpful if you phone them Reviewed on: 9th April 2025

RCI Bank is always competitive with savings rates.

RCI Bank is always competitive with savings rates both for fixed term or instant access, no delays in withdrawals, and you are kept informed of any rate changes. Reassuring to know they are backed by their links to Renault. Reviewed on: 9th April 2025

Easy to use

Everything has been done via the app but all very easy to do. Reviewed on: 9th April 2025

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