Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
153% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3962)

Can’t find any negatives

5
Easy to open an account. Great rates of interest. Easy to use App. Reviewed on: 29th January 2026

Very easy to open and check on straightforward

5
Very easy to open and check on . I use the app and no problem even for someone my mature age Reviewed on: 29th January 2026

My account was easy to open.

5
My account was easy to open. Any time I've needed help the customer service is great, quick to answer the phone and very helpful and friendly. Reviewed on: 29th January 2026

RCI - Good Bank

5
No more to say. That’s all I can say Reviewed on: 29th January 2026

Provide competitive rates and a good online services...

5
Provide competitive rates and a good online service that is straight forward to use.Great communication skills throughout. Reviewed on: 29th January 2026

Easy no nonsense account

5
Needed a long term savings account that paid monthly interest into my account, we now have 2 accounts Reviewed on: 29th January 2026

RCI - absolutely brilliant

5
RCI have been absolutely brilliant with us in terms of savings rate and customer services. Reviewed on: 29th January 2026

Excellent rates service and easy to operate

5
Excellent rates service and easy to operate Reviewed on: 29th January 2026

Excellent Bank - I Recommend

5
The account was easy to open, the App is easy to navigate and communications from RCI are very good. Reviewed on: 29th January 2026

Saving made simple

5
Very easy to set up an account and just as easy at maturity with the options provided Reviewed on: 29th January 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.90 from 11981 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products