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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Easy to set up

5
Transferring into the account was easy to set up but terms and conditions stopped my first transfer, a lower permit would have been better for me Reviewed on: 9th April 2025

Easy to bank with Have had excellent service

5
Easy to bank with Have had excellent service Reviewed on: 9th April 2025

Great product

5
Very easy to set up. No negatives so far. Reviewed on: 9th April 2025

Been with RCI for over 10 years.

5
Been with RCI for over 10 years - excellent in all ways. Reviewed on: 9th April 2025

Easy online access and great customer service

5
Easy online access and great customer service Reviewed on: 9th April 2025

A very happy banking customer

5
Great rates, great service, transparent, clear and simple processes, great communication. Reviewed on: 9th April 2025

Great service, always on hand to advise and help

5
Great service, always on hand to advise and help Reviewed on: 9th April 2025

Excellent Service with top interest rates, we have u...

5
Excellent Service with top interest rates, we have used this company for many years now and have always had a good experience. Reviewed on: 9th April 2025

Very professional at all times .

5
Very professional at all times . Very helpful staff a pleasure to bank with. Reviewed on: 9th April 2025

I have been with RCI bank for now 2 years and just r...

5
I have been with RCI bank for now 2 years and just recently renewed for another 2 years, amazing interest rates. Reviewed on: 9th April 2025

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