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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

153% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Best rates I can find.

Best rates I can find. Always one step ahead of the rest Reviewed on: 29th January 2026

Great bank

I have banked with RCI for many years and always had great service and never any problems. Well done Reviewed on: 29th January 2026

Easy and secure banking with RCi.

Great fixed saving account with easy app and easy to see your money. I had two accounts and the freedom account means you can top it up when you like. You have the account number and sort code to copy with an account code. Once you've transferred the first amount its set up in your other bank account for topping up some more. I like the design of the app interface and I'm really happy with the savings rates. Reviewed on: 29th January 2026

Good Interest rates.

Have been with RCI for many years now and always have had very good interest rates. My latest fixed rate is for 2 years. What I like is that they pay out the interest each year. The interest on all saving products has always been good Reviewed on: 29th January 2026

Great online bank.

Great online bank. Keeping customers well informed Reviewed on: 29th January 2026

Good rate good platform and easy to use

Good rate good platform and easy to use Reviewed on: 29th January 2026

Good professional and friendly service

Good professional and friendly service Reviewed on: 29th January 2026

An excellent choice by me was made to invest in a ba...

An excellent choice by me was made to invest in a bank I had never heard of. They provide good products and competitive interest rates. Great communication and reliable service. Reviewed on: 29th January 2026

Great rates - easy transaction!

Great rates and I like monthly interest paid into a separate account. Reviewed on: 29th January 2026

Prompt response to queries second to none.

Prompt response to queries second to none. Reviewed on: 29th January 2026

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