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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Excellent

Excellent service 100% reccomend. Reviewed on: 9th April 2025

Simple and easy to use.

RCI bank offers competetive interest rates on savings and investments. Coupled with the ease of use from it's App and the good communications provided it is a winning formula. it also has the additional advantage of being backed up by a large european corporation, whilst being UK registered for peace of mind. Reviewed on: 9th April 2025

Very easy to bank using app, which is very user frie...

Very easy to bank using app, which is very user friendly. The rates are also really good. rates. Reviewed on: 9th April 2025

The people are always polite and extreemly helpful w...

The people are always polite and extreemly helpful wheever I need help. Reviewed on: 9th April 2025

Whenever I have had to phone great customer service

Whenever I have had to phone great customer service Reviewed on: 9th April 2025

I started saving with RCI bank for almost 10 years n...

I started saving with RCI bank for almost 10 years now investing in fixed term bonds. Their rates are competitive the care and advice good, for me it's a no brainer. Reviewed on: 9th April 2025

Competitive rates

I find when I have phoned, the staff are very helpful, and the rates are competitive Reviewed on: 9th April 2025

Been with RCI for many years.

Been with RCI for many years now and the service is always first class. I had to withdraw money recently and it was in my bank the next day. Interest rates are always in the top tier and communication is excellent. Reviewed on: 9th April 2025

Efficient

I have found RCI bank to be very well organised,consumer friendly and they offer competitive products and services. Reviewed on: 9th April 2025

Very easy to save with and the app is easy...

Very easy to save with and the app is easy to use Reviewed on: 9th April 2025

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