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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,256 reviews, last reviewed 12th Mar 2026
72500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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9%
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Latest highest rating:

5

Good advice. Good advice. Very good information. Reviewed on: 12th March 2026
Malc B's avatar
Malc B

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3256)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Happy Banking App customer

5
I us the banking app for all my activity. Everything is clearly laid out and easy to understand. I also feel comfortable with the security measures. Requests are promptly acted on. Reviewed on: 9th April 2025

No complaints.

5
No complaints. Any questions are answered very quickly. Reviewed on: 9th April 2025

I have been with RCI for a number of years,

5
I have been with RCI for a number of years, they always have some of the top competitive interest rates around. I also find that it is so easy to open an account. Keeping track of my accounts on line is so easy. Reviewed on: 9th April 2025

You just have to ask once

5
Always answers calls and provides solutions toissues. Reviewed on: 9th April 2025

Good interest rates and quick access if funds need t...

5
Good interest rates and quick access if funds need to be withdrawn. Reviewed on: 9th April 2025

striving to deliver good customer care,competitive i...

5
striving to deliver good customer care,competitive interest rates good customer care! Reviewed on: 9th April 2025

Ythe informative bank

5
Yci keeps me informed very well of any changes to my savings and their terms and conditions as soon as they change. Reviewed on: 9th April 2025

Great app and always to answer the phone!...

5
Great app and always someone on the end of the phone if needed. Reviewed on: 9th April 2025

app easy to use.

5
app easy to use. good customer services Reviewed on: 9th April 2025

Easy to operate savings accounts.

5
Easy to operate savings accounts. Payments made regularly and on time. Reviewed on: 9th April 2025