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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
153% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Nothing but praise for RCI

5
I have nothing but praise for RCI and have been delighted with the results Reviewed on: 28th January 2026

RCI Saver

5
Easy to setup up, website is simple to navigate. No issues. Reviewed on: 28th January 2026

Very good service on online product.

5
Very good service on online product. No problems in operation of the account. Reviewed on: 28th January 2026

First class service from RCI bank

5
First class service from RCI bank Reviewed on: 28th January 2026

Good customer service

5
Took out several fixed rate savings accounts a couple of years ago over different fixed terms. Still getting 6% AER on some. Reviewed on: 28th January 2026

First class customer service..

5
I have had great customer service when I have required assistance Reviewed on: 28th January 2026

Online service is second to none.

5
Online service is second to none. All the financial services are very competitive. Reviewed on: 28th January 2026

Good interest rates and easy to use.

4
Good interest rates and easy to use. Reviewed on: 28th January 2026

Impressive and Exemplary

5
I was looking for a Savings Bond that paid Interest annually into my Current Account, whilst still offering excellent Interest Rates. The exemplary Customer Service I received in reply to my queries was a very welcome bonus. Reviewed on: 28th January 2026

Very good.

5
Very good. Simple app. Great value Reviewed on: 28th January 2026

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