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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
153% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

We have been clients of the company for many years a...

5
We have been clients of the company for many years and always had great experience Reviewed on: 28th January 2026

I have been so impressed by the service I have recei...

5
I have been so impressed by the service I have received from RCI. Very easy to use technology……even for someone retired. Great savings return too. Reviewed on: 28th January 2026

Super easy transaction and great interest rate.

5
Super easy transaction and great interest rate. Reviewed on: 28th January 2026

Very intuitive web site for account opening and mana...

5
Very intuitive web site for account opening and managing it thereafter I particularly like the design and colours of the individual pages., and the telephone agents were very helpful and courteous when it came to answering my questions. Reviewed on: 28th January 2026

All good ,no need to change anything

5
All good ,no need to change anything Reviewed on: 28th January 2026

Easy to use, everything very clear

5
Easy to use, everything very clear Reviewed on: 28th January 2026

Good rate of interest.

4
Good rate of interest. Would recommend to others if an incentive was given Reviewed on: 28th January 2026

I have had this account and a Freedom Savings Accoun...

5
I have had this account and a Freedom Savings Account for a number of years now and am very satisfied with my experience. Reviewed on: 28th January 2026

Good no problems easy to use.

5
Good no problems easy to use. Banking app excellent. Xxxxxxxx xxxxxxx Reviewed on: 28th January 2026

Helpful and understanding staff

5
My experience with RCI bank is very good , the staff are so helpful, nothing is to much trouble to explain procedures. Recently spent over an hour changing a pass word,, my error but was taken through every stage with patience and understanding. Reviewed on: 28th January 2026

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