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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

153% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

The team were so helpful setting it up with me and i...

The team were so helpful setting it up with me and it’s a really user friendly platform! Reviewed on: 28th January 2026

Great online bank

Very easy to open a new account. Telephone help also available. Reviewed on: 28th January 2026

Held accounts for several years

I have had accounts with RCI for several years, both fixed term 1 & 2 years and easy access saving account. The interest rates given are excellent. On the few occasions that I have had to talk to someone at the bank the service has always been efficient & the personnel friendly and helpful. Reviewed on: 28th January 2026

Saving Account

Easy to open account and pay in money over a period of days. Reviewed on: 28th January 2026

Outstanding. Clear advice and support.

Clear advice and support. Easy to set up. Reviewed on: 28th January 2026

Looked after our money well.

Looked after our money well. Easy to use website. Reviewed on: 28th January 2026

Very efficient

Good interest rates. Very efficient company. Reviewed on: 28th January 2026

How banks should be

Happy with service, website, communications and competitiveness of interest rates available. Reviewed on: 28th January 2026

Perfect online experience, everything worked as it s...

Perfect online experience, everything worked as it should, really well thought-out, with clear instructions, reassuring you all the way through and confirming things clearly, really really outstanding. And also the best options for our savings, good terms, good interest, and again a very good online experience keeping up to date. Reviewed on: 28th January 2026

I found communication and ease of setting up my acou...

I found communication and ease of setting up my acount extremely user friendly. Reviewed on: 28th January 2026

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