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RCI Bank: Fixed Term Savings Account reviews

View other RCI Bank products
4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
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9%
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0%
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0%
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1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G
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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Very easy to open account and hassle feee for adding...

5
Very easy to open account and hassle feee for adding funds snd withdrawing funds Reviewed on: 8th April 2025
Gaynor Q's avatar
Gaynor Q

Really helpful when phoned about a problem I had and...

5
Really helpful when phoned about a problem I had and resolved it immediately. East to use web site and app. Good rates. Reviewed on: 8th April 2025
S S 's avatar
S S

Incredibly straightforward and easy to bank with

5
Easy to use online...Very well laid out... and delightful and helpful staff if I call. Very straightforward and well run Reviewed on: 8th April 2025
Vally F's avatar
Vally F

Great service Great interest rates

5
The whole system deposits, withdrawals and statements just works. Website is intuitive and not over restrictive and of course great interest rates. Who could ask for more Reviewed on: 8th April 2025
John M McGuinness's avatar
John M McGuinness

I've been using RCI Bank for several months now...

5
I've been using RCI Bank for several months now, and I couldn't be happier with their service. The online platform is user-friendly, making it easy to manage my account and transactions. Their customer support is excellent – always responsive, friendly, and knowledgeable. I also appreciate the competitive interest rates they offer, which give me confidence in growing my savings. Overall, RCI Bank offers a reliable and hassle-free banking experience, and I highly recommend them to anyone looking for a trustworthy financial partner Reviewed on: 8th April 2025
GS's avatar
GS

I'm very happy with the level of service and the pro...

5
I'm very happy with the level of service and the products on offer from RCI. Reviewed on: 8th April 2025
Paul T's avatar
Paul T

clear easy-to-navigate website and efficient service.

5
clear easy-to-navigate website and efficient service. Good reputation. Reviewed on: 8th April 2025
Doreen Hinchliffe's avatar
Doreen Hinchliffe

Good interest rates and products.

4
Good interest rates and products. No dealings with customer service required Reviewed on: 8th April 2025
Robert F's avatar
Robert F

Cannot recommend enough!

5
Amazing service, very responsive and trust that my money is protected Reviewed on: 8th April 2025
Beth's avatar
Beth

Opening an account online very straight forward and...

5
Opening an account online very straight forward and easy steps to follow. Informed by email every step of the way until account opened and receive emails to advise when monies received Reviewed on: 8th April 2025
Tara P's avatar
Tara P

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