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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
134% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Great saver had it 12 months now looking forward to...

5
Great saver had it 12 months now looking forward to seeing it mature Reviewed on: 28th January 2026

Content with the overall experience.

4
Content with the overall experience. Reviewed on: 28th January 2026

No Bells and Whistles - just good solid service.

5
Simple product range, prompt and polite response, and straight forward clear web and app technology. Been my star savings vehicle for past 3 years and just hope there are competitive rates at renewal. Reviewed on: 28th January 2026

Good experience

4
Have never given any cause for complaint easy to use no delays could always do with better interest rates Reviewed on: 28th January 2026

A modern bank with a very user friendly website.

5
Their online account is very easy to use and ehn rates are changing or an investment is coming to the end of a fixed peiod you rae given plenty of notice. It is then easy to instigate changes if necessary. Reviewed on: 28th January 2026

Great service as always from RCI

5
Great service as always from RCI Reviewed on: 28th January 2026

Best saving platform on the market

5
RCI platform is the best I have used, very straightforward & presentable. Reviewed on: 28th January 2026

Easy to join and manage account Fresh website Com...

5
Easy to join and manage account Fresh website Competitive rates Communication is clear and customer friendly Reviewed on: 28th January 2026

Very easy to deal with.

4
Very easy to deal with. Website is simple and clear to use with good links to everything you need. I have opened several accounts recently including easy access and a fixed term account. So far, everything has been hassle free Reviewed on: 28th January 2026

Great Bank

5
Very easy to set up accounts good rates of return Reviewed on: 28th January 2026

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