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RCI Bank: Fixed Term Savings Account reviews

View other RCI Bank products
4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
134% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
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1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H
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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Very Good savings Interest rate.

5
Very Good savings Interest rate. Easy to apply Online. Reviewed on: 28th January 2026
David's avatar
David

Super friendly .

5
Friendly and efficient. A north east voice is so reassuring. Reviewed on: 28th January 2026
Lesley P's avatar
Lesley P

Good customer service easy to understand products we...

5
Good customer service easy to understand products website has good UI Reviewed on: 28th January 2026
Florence R's avatar
Florence R

Excellent Rates

5
Cannot fault this bank… offers competitive rates, easy to manage accounts online Reviewed on: 28th January 2026
Julie T's avatar
Julie T

Best of the bunch

5
Best of the bunch.Great rates and problem free to deal with. I would definitely use them for savings Reviewed on: 28th January 2026
Christine M's avatar
Christine M

Attractive interest rate..

5
Our online fixed rate account was easy to open, and fund. The interest rate was all-important to us, hence our decision to reinvest with RCI. Reviewed on: 28th January 2026
John P's avatar
John P

The app is efficient the rates are good and dont dro...

5
The app is efficient the rates are good and dont drop instantly there is a Base rate change Reviewed on: 28th January 2026
Andrew 's avatar
Andrew

Alexander Fixed...

5
Pleased with the service received and looking forward to reviewing my maturity options in 4 weeks time Reviewed on: 28th January 2026
Alex's avatar
Alex

good rates and simple to open grate fixed team rates

5
good rates and simple to open grate fixed team rates Reviewed on: 28th January 2026
Suresh P's avatar
Suresh P

Good rate on 2year savings account.

5
Good rate on 2year savings account. Quick to set up on easy to use website. Good communications, staff aus helpful when making telephone enquiries. Reviewed on: 28th January 2026
Margaret H's avatar
Margaret H

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