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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

134% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Excellent account service

Timely information. Regular updates and easy to manage on line account. Helpful contact numbers to assist and options for account end given. Reviewed on: 28th January 2026

Reliable!

I have invested with RCI for many years and have found their reliability and advice very satisfactory. Reviewed on: 28th January 2026

Great app

Easy to use app, good interest rates and kept up to date. Reviewed on: 28th January 2026

RCI provide me with an excellent service.

I have never had a bad experience with RCI. Their site is easy to navigate and in plain English so is easy to understand. Their rates are always good as well. Reviewed on: 28th January 2026

Easy to open account, quick deposit, communicative a...

Easy to open account, quick deposit, communicative and best fixed rate I found at the time. Reviewed on: 28th January 2026

RCA Bank Investment Renewal.

My investment with RCA Bank recently matured and the renewal process was efficient and painless. I wish some of the other banks could be as efficient! Reviewed on: 28th January 2026

Competitive savings rates.

Very competitive savings rates and easy website to work with. Reviewed on: 28th January 2026

Simple and sensible

I wanted a guaranteed income on my savings which is competitive, easy to open, easy to use and relatively well presented. RCI bank had 3 accounts to choose from which suited my needs. There were no problems in the process overall. Some banks and building societies are dreadful and make it so difficult to open an account that I give up. I'm happy with RCI bank. Reviewed on: 28th January 2026

Great east to operate account

Easy to set up. I have both fixed term and and freedom. Good app and online for managing Reviewed on: 28th January 2026

Great customer focused bank.

Great customer focused bank. Good rates and easy to deal with. Reviewed on: 28th January 2026

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