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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
134% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Been brilliant got the interest when it was at its p...

5
Been brilliant got the interest when it was at its peak and invested, no issues sonce Reviewed on: 28th January 2026

The Best!

5
All good! Have never had a problem! It's difficult to say much when the service has been excellent! And the rate was the highest out there! What is not to like! It does what it says on the tin! Very happy! Reviewed on: 28th January 2026

everything is very straight forward and simple

5
everything is very straight forward and simple Reviewed on: 28th January 2026

QUESTION ANSWERED BY A PERSON NOT AMACHINE.

5
QUESTION ANSWERED BY A PERSON NOT AMACHINE. Reviewed on: 28th January 2026

Triumphant Customer Service

5
RCI have a great customer service team. They are always friendly and accommodating whenever I have needed them to be. Knowledge of the system has been conveyed in a clear and considerate way. I’d recommend them to anyone looking for a safe place to store their savings! Reviewed on: 28th January 2026

Everything is very good nothing to discredit the bank

5
Everything is very good nothing to discredit the bank Reviewed on: 28th January 2026

RCI offers excellent customer service...

5
RCI offers good rates and excellent customer service service by internet and telephone. Clear website and easy to use. Reviewed on: 28th January 2026

I have had an account for nearly 10 years.

5
I have had an account for nearly 10 years. It has been excellent service and returns and I wholly recommend RCI to all my friends and family. Reviewed on: 28th January 2026

Excellent Bank

5
No problems with the website, good feedback when making deposits. Reviewed on: 28th January 2026

friendly staff

5
straight forward to open the account and friendly staff on the phone who knew the answer to all of my questions Reviewed on: 28th January 2026

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