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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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9%
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1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Efficient service very clear to understand

5
Efficient service very clear to understand Reviewed on: 23rd March 2025

Easy online service, I like RCIgood rates of interest.

5
Easy online service, good rates of interest. Reviewed on: 23rd March 2025

Excellent comms & interest rates

5
Communication is excellent & rates are amongst the highest that I could see. Reviewed on: 23rd March 2025

Good value

5
web site easy to use. Good value savings accounts Reviewed on: 23rd March 2025

Very professional company.

5
Very professional company. No problems found since opening this account Reviewed on: 23rd March 2025

I have several fixed rate, fixed term accounts.

5
I have several fixed rate, fixed term accounts. They were all straightforwaed to open. Just a few clicks. I do not get drowned in marketing emails. They are rather nice to deal with. Before Isaw their fixed rate deals I had not heard of them. So I checked that they wete who they said they were and who ownes them.. its quite reassuring really. Reviewed on: 23rd March 2025

Easy experience in setting up account

5
Easy experience in setting up account Reviewed on: 23rd March 2025

No hassle banking - there when you need them

5
No hassle banking - there when you need them Reviewed on: 23rd March 2025

Great products

5
Fixed rate product is clear to understand and represents good value. RCI Bank site easy to use. Good communications. Reviewed on: 23rd March 2025

No fuss RCI account opening.

5
We chose to open our account with RCI due to the competitive rate of interest.The whole process of opening the account online went so smoothly,we would recommend RCI Bank to anybody. Reviewed on: 23rd March 2025

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