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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

134% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Easy to access the website and information on products.

Easy to access the website and information on products. When I ‘phoned with a query, this was answered quickly and solved my problem. Reviewed on: 28th January 2026

excellent rates.

excellent rates.No fuss just secure and well administered. Reviewed on: 28th January 2026

Very competitive rates and easy to open.

Very competitive rates and easy to open. Reviewed on: 28th January 2026

All Round Good Bank

I had had fixed rates accounts with them for several years, easy to apply, great app and good interest rates. Reviewed on: 28th January 2026

Competitive

Competitive rates of interest, friendly staff and easy site to navigate site. Reviewed on: 28th January 2026

So easy to deal

So easy to deal with great service online service first class Reviewed on: 28th January 2026

Fantastic range of options

Fantastic range of options. Great interface. Reviewed on: 28th January 2026

The process of setting up my account was extremely s...

The process of setting up my account was extremely simple and I was informed by RCI of each step along the way. I did need to call the RCI support team once and the call was answered very quickly and the support personnel were very knowledgeable and provided me exactly the information and peace of mind I required. I opted for RCI as they provided several options with a market leading interest rate on the type of account I wanted along with access to my account via the mobile app for my smartphone I now have instant access to my account and saving plan. All in all a simple stress free process Reviewed on: 28th January 2026

Sound savings and excellent savings rate.

Easy savings banking and excellent savings rate. Reviewed on: 28th January 2026

Your money is always safe

I have been with RCI for several years and have always found them easy to use with a great selection of options - would highly recommend. Reviewed on: 28th January 2026

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