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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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90%
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9%
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0%
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1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Excelllent bank

5
Very efficient telephone staff and friendly. Reviewed on: 23rd March 2025

Highly recommended

5
All savings options outlined with optimum clarity and offering market leading rates. Reviewed on: 23rd March 2025

Works fine for me.

4
Works fine for me. Simple to use Reviewed on: 23rd March 2025

Money invested and growing, perfect!

5
Money invested and growing, perfect! Reviewed on: 23rd March 2025

Good customer support and very easy to open an onlin...

5
Good customer support and very easy to open an online account Reviewed on: 23rd March 2025

A three year fixed bond at a market leading rate

5
A three year fixed bond at a market leading interest rate, I have banked with RCI for over 8 years and found the bank invariably offers top-tier rates. Reviewed on: 23rd March 2025

Excellent

5
Very good and open communication Reviewed on: 23rd March 2025

VERY LITTLE CONTACT BUT EASY TO INVEST AND GOOD INTE...

4
VERY LITTLE CONTACT BUT EASY TO INVEST AND GOOD INTEREST. Reviewed on: 23rd March 2025

Great interest rates.

5
Great interest rates,straight forward online website. Good communication. Reviewed on: 23rd March 2025

Easy to use banking app that is reliable unlike some...

5
Easy to use banking app that is reliable unlike some other apps. Competitive interest rates. Reviewed on: 23rd March 2025

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