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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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9%
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1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

A secure, easy to set up and manage savings investment.

5
Good rate of return on my investment. Easy to set up and manage online. Good, useful regular but not excessive communication. Reviewed on: 23rd March 2025

easy to open account with them

5
found it easy to open the account with them and login to find if they have better rate Reviewed on: 23rd March 2025

Safe and sound

5
RCI keep me informed continuously Reviewed on: 23rd March 2025

Fixed Rate Savings with good rates of interest

5
Have banked at RCI for a few years with a good rate of interest and highly recommend this Bank. Reviewed on: 23rd March 2025

just without questions; it seems like the bank perso...

5
just without questions; it seems like the bank personal read my mind that what i would like to know is always presented before hands. Reviewed on: 23rd March 2025

Would recommend

5
Clarity and excellent information provided. Very good value savings too. Would recommend Reviewed on: 23rd March 2025

good % rates.

5
have never had any trouble this bank good fixed rates % and the easy access account is great good % rate and easy to get money out . Reviewed on: 23rd March 2025

easy and supportive

5
It was easy to open my RCI accounts giving me immediate peace of mind and when one of them matured recently, they transfered the money into an easy access account with good interest & I didnt have to do a thing. If I need to phone RCI I never have to wait long before talking to a real person which is rare these days. Reviewed on: 23rd March 2025

RCI is a most efficient bank offering great products...

5
RCI is a most efficient bank offering great products and seamless customer service. Reviewed on: 23rd March 2025

Now on my 4th RCI fixed bond

5
Now on my 4th RCI fixed bond, because the previous bonds were competitive (interest),easy to open and easy to check on RCI website. Reviewed on: 23rd March 2025

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