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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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9%
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1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

East operation, quick app access, clear maturity ins...

5
East operation, quick app access, clear maturity instructions, good loyalty interest rates Reviewed on: 23rd March 2025

Friendly staff and excellent service

5
Friendly staff and excellent service Reviewed on: 23rd March 2025

A very happy customer

5
It was extremely easy to initially set up my account, which gave very competitive rates. Since then I have found the online account very user friendly and have had no problems whatsoever to date. Reviewed on: 23rd March 2025

Always available for help and support, they do what...

5
Always available for help and support, they do what it says on the box Reviewed on: 23rd March 2025

Great bank with very good rates

5
I have been with RCI Bank for number of years now very competitive rates, very easy to reach by phone if you need any help & advice Reviewed on: 23rd March 2025

Excellent Customer service is provided money is secure

5
Excellent Customer service is provided money is secure Reviewed on: 23rd March 2025

First class

5
First class service from start to finish. Reviewed on: 23rd March 2025

RCI savings account - good rates and ease of use

4
Joined them April 2024 - really easy to set up Reviewed on: 23rd March 2025

User friendly website

5
Opening account easy online, simple payment methods and user friendly website giving clear instructions made it quick to do Reviewed on: 23rd March 2025

RCI has a well deserved reputation for savings.

5
RCI has a well deserved reputation for savings. The investments are ethical and interest rates are good. Customer care is responsive and online access secure. Reviewed on: 23rd March 2025

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