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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
120% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
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8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Had no trouble.

5
Had no trouble. Bank online easy and clear to use. With questions and answers there to view Reviewed on: 28th January 2026

Good rates, easy to manage accounts

5
Good rates, easy to manage accounts Reviewed on: 28th January 2026

Easy and effective

5
It was so easy to set up an account, even with high security checks. The customer service is excellent and it is a great way to save my money! Highly recommend! Reviewed on: 28th January 2026

Excellent all round.

5
Good interest rates, app is easy to use to check account, make any transactions etc I work hard for my money so want the best returns. Reviewed on: 28th January 2026

All very positive & great phone support too.

5
All very positive & great phone support too. Reviewed on: 28th January 2026

Excellent customer service, prompt transactions, the...

5
Excellent customer service, prompt transactions, the feeling of Security! I will continue to use RCI Bank in the future! Reviewed on: 28th January 2026

Very user friendly website.

5
Very user friendly website. I have never experienced any problems with RCI Bank Reviewed on: 28th January 2026

I found it easy and straight forward to open the acc...

5
I found it easy and straight forward to open the account on line and fund the account. The rate is competative so I will receive a good interest for my capital. The website I found user friendly and easy to navigate. The customer service is excellent Reviewed on: 28th January 2026

I’ve had 3 accounts with RCI - very satisfied

5
I’ve had 3 accounts with RCI. Very easy to open online and good rates of interest. I’m very satisfied with all aspects. Reviewed on: 28th January 2026

Good investment

5
Very reliable and takes the worry out of saving. Very secure Reviewed on: 28th January 2026

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