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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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90%
See only 4 star reviews
9%
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0%
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0%
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1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Always easy to use website.

5
Always easy to use website. Good communication when accounts maturity due. Reviewed on: 23rd March 2025

Savings account

5
Easy to see your money is safe and the interest is at a good rate. Reviewed on: 23rd March 2025

Very good online platform and telephone support

5
Very good online platform and telephone support Reviewed on: 23rd March 2025

Easy, responsive, simple, secure

5
Easy, responsive, simple, secure Reviewed on: 23rd March 2025

Great rates of interest easy to use

5
Website is easy to use. To setup a savings account is very straightforward. Security is very good with 2 step authorisation. Not a single problem in 7 years. Reviewed on: 23rd March 2025

Great bank, great service, competitive rates

5
Great bank, great service, competitive rates Reviewed on: 23rd March 2025

Competitive fixed term rates

5
Easy to use app with logical safety features, you feel your savings are protected. Great fixed term savings for last few years. Reviewed on: 23rd March 2025

Good interest rate on fixed rate savings

5
Good interest rate on fixed rate savings Reviewed on: 23rd March 2025

Excellent rates and service .

5
Excellent rates and service . Always confident that I will be offered a good product on review of the term Reviewed on: 23rd March 2025

I have my online app, so can view my account and det...

5
I have my online app, so can view my account and details easily. Everything is clearly outlined, good interest rate and several savings products to choose from. Reviewed on: 23rd March 2025

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