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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
120% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

RCI banking easy banking.

5
RCI bank are a fantastic company it’s easy to use there on line banking ( and believe me I’m 72 years old and not computer literate) but I find it easy to use after they help me to set it up. Reviewed on: 28th January 2026

Decent interest rates.

5
Very straightforward process when opening account. Chosen because of good interest rate (fixed) Reviewed on: 28th January 2026

Fixed Term Savings perfect for Uni

5
The whole family have used the fixed term savings accounts. Both children deposited their trust funds at 18 and have are able to use the interesr to support university. We are not a wealthy family, so doon't have investments, so this was a good way for them to easily and safely save their money, budget needs over time and learn about persinal finance. Although interest rates have dropped in line with national, RCI are reasonable and always with a lot of notice so that we can make informed decisions. Reviewed on: 28th January 2026

Easy website, great customer service.

5
Easy website, great customer service. Good interest rates. What's not to like!. Reviewed on: 28th January 2026

Highly Recommended

5
Very easy to set up account and good rate. Reviewed on: 28th January 2026

Always good efficient service.

5
Always good efficient service. Good communication and simple Deposit and withdrawal process Reviewed on: 28th January 2026

A First Class Bank.

5
A First Class Bank. Would Definitely Recommend. Reviewed on: 28th January 2026

Easy to set up, good communication and easily unders...

5
Easy to set up, good communication and easily understandable online banking. Reviewed on: 27th January 2026

Good rates and easy to use the system

5
Good rates and easy to use the system Reviewed on: 27th January 2026

good rate aND EASY TO UNDERSTAND.

5
good rate aND EASY TO UNDERSTAND. Reviewed on: 27th January 2026

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