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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

The interest rate was the highest available at the t...

The interest rate was the highest available at the time. The website works after the initial deposit. Reviewed on: 23rd March 2025

Easy to enrol and a good interest rate.

Easy to enrol and a good interest rate. Reviewed on: 22nd March 2025

Great. Just what I wanted

Great. Just what I needed and works well Reviewed on: 22nd March 2025

Peace of Mind

Easy to use app, everything ran smoothly when opening my account and i was reassured that my money was secure at all times. Peace of mind and confidence in dealing with a company is important to me. I felt assured i was dealing with a professional organisation from the start. Reviewed on: 22nd March 2025

Goods rates and good service.

Goods rates and good service. Simple to use website. Would recommend Reviewed on: 22nd March 2025

Good straight forward and easy to use banking with v...

Good straight forward and easy to use banking with very good generous competitive interest rates Reviewed on: 22nd March 2025

A successful relationship

The accounts offer good returns and the service is good. It’s easy to speak to a real person on the phone too. Reviewed on: 22nd March 2025

Very efficient and knowledge customer service

Very efficient and knowledgeable customer service Reviewed on: 22nd March 2025

Helpful phone conversation

Was struggling to move money from account and therefore made a phone call and was helped by such a very nice man. All was done very quickly Reviewed on: 22nd March 2025

I invested my money into a fixed rate bond because t...

I invested my money into a fixed rate bond because the rates were so good Reviewed on: 22nd March 2025

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