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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
120% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Found RCI online as I had a lump sum to invest.

5
Found RCI online as I had a lump sum to invest. Website loads of information and easy to navigate. Simple to invest with very clear communication. Reviewed on: 27th January 2026

It's simple no nonsense approach to savings

5
It's simple no nonsense approach to savings Reviewed on: 27th January 2026

Easy to use app and easy to access

5
Easy to use app and easy to access Reviewed on: 27th January 2026

Easy to open account.

5
Fairly easy to open a new account, with generally reasonable rates. Reviewed on: 27th January 2026

Clear unconfusing communication at all times, helpin...

5
Clear unconfusing communication at all times, helping me as a lay person in the monetary field Reviewed on: 27th January 2026

Brilliant and easy set up and a good interest

5
Brilliant and easy set up and a good interest Reviewed on: 27th January 2026

Excellent rates

4
Although the process of on boarding took more time than I was expecting, we got there and I'm happy with the rates offered and the customer service Reviewed on: 27th January 2026

Easy no nonsense banking, everything you need.

5
Easy no nonsense banking, everything you need. Reviewed on: 27th January 2026

Easy to use.

5
Easy to use. Quick and simple no fuss Reviewed on: 27th January 2026

Very easy experience in setting up account and simpl...

5
Very easy experience in setting up account and simple to use with good interest. Reviewed on: 27th January 2026

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