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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.84 (3014 reviews)

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4.88

Based on 3,014 reviews, last reviewed 4th Feb 2026

49900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Fantastic long terms fixed rates and excellent custo... Fantastic long terms fixed rates and excellent customer service! Reviewed on: 4th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3014)

Easy on-line banking

Easy on-line banking with great interest rates Reviewed on: 21st March 2025

Very professional service

Very professional service. Extremely competitive interest rates. Reviewed on: 21st March 2025

Very smooth process opening account and tran...

Very smooth process opening account and laterly transferring to a new product Reviewed on: 21st March 2025

Easy to open.

Easy to open. Good interest rate. Reviewed on: 21st March 2025

Competitive interest rates and an easy to use app.

Competitive interest rates and an easy to use app. I haven’t experienced any problems with the service so far. I’d be happy to recommend RCI bank to friends and family. I’ll be looking to take out further savings products once I’ve accumulated further funds. Reviewed on: 21st March 2025

Good rates on fixed savings products

Good rates on fixed. Clean website, works well. Good communications, offers and alternative savings products covering all bases Reviewed on: 21st March 2025

Excellent interest rates.

Excellent interest rates. Very smooth and easy opening account process. Would definitely recommend to friends and family Reviewed on: 21st March 2025

Excellent savings rates and the money is paid on time.

Excellent savings rates and the money is paid on time. Reviewed on: 21st March 2025

Efficiency

Always polite and efficient when I call Reviewed on: 21st March 2025

Easy to set up good communication

Easy to set up good communication Reviewed on: 21st March 2025

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