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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
93% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Just what I expect from a bank good rates along with...

5
Just what I expect from a bank good rates along with friendly customer service. Reviewed on: 10th April 2025

Great Online Investment Banking

5
I've been with RCI for a number of years and have never had an issue with the service. The communications are always on point. Interest rate are comptetive. I would recommend to anyone. Reviewed on: 10th April 2025

Easy to open account.

5
Easy to open account. Good rates. communication easy to understand . Reviewed on: 10th April 2025

It’s my first time dealing with RCI Bank, and follow...

5
It’s my first time dealing with RCI Bank, and following my experience with high street banks, i’ve found the a breath of fresh air, so much more friendly and welcoming in all aspects, from the point of opening the account to precise help when i needed to ask for information regarding the way the account mostly worked for my requirements. Reviewed on: 10th April 2025

Very proactive bank.

5
Very proactive bank. Excellent communications and simple processes for starting and maintaining a saving account Reviewed on: 10th April 2025

an easy experience to invest on line

5
an easy experience to invest on line Reviewed on: 10th April 2025

Great never had any problems , app works fine and si...

5
Great never had any problems , app works fine and simple to use , always inform me of any changes or maturities . Would highly recommend without a doubt Reviewed on: 10th April 2025

Easy and reassuring to open a RCI Bank account.

5
I have had excellent service while opening an account with RCiI Bank. As an elderly lady who has recently lost her husband, I truly appreciated the kind and courteous advice I received over the phone. The process of setting up my account was straightforward and easy to navigate on my computer. Their support made a difficult time a little easier, and I’m very grateful for their professionalism and care. ⸻ Reviewed on: 10th April 2025

Very easy to setup a new account

5
Very easy to setup a new account Reviewed on: 10th April 2025

Great rates and really helpful staff

5
Great rates and really helpful staff who are actually at the end of the phone! Reviewed on: 10th April 2025

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