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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.84 (3020 reviews)

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4.88

Based on 3,020 reviews, last reviewed 7th Feb 2026

50500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

The website was easy to use. The website was easy to use. No issues. Reviewed on: 7th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3020)

This is good home for your money

This is good home for your money Reviewed on: 21st March 2025

Excellent fixed term account .

Excellent fixed term account . Easy to use app. Reviewed on: 21st March 2025

Excellent information on reinvestments

Excellent information when old fixed term ending and advice to reinvestment. This was easy to achieve and very satisfied with outcome Reviewed on: 21st March 2025

Very easy to deal with when opening the account.

Very easy to deal with when opening the account. Reviewed on: 21st March 2025

Easy online banking.

Very easy online banking with great interest rates. Also have great easy access accounts to complement the fixed term stable. Reviewed on: 21st March 2025

Fixed rate interest

At the time the fixed rate’s interest was better than other banks Reviewed on: 21st March 2025

Good interest on savings.

Good interest on savings. Website very easy to understand and use. Reviewed on: 21st March 2025

My husband passed away and I had to ring for advice.

My husband passed away and I had to ring for advice. The person I spoke to was extremely sensitive to my situation and helped and guided me with patience and sympathy. Reviewed on: 21st March 2025

I've a fixed term saving account and setting it up t...

I've a fixed term saving account and setting it up the advisor was excellent for me to make my decision. Reviewed on: 21st March 2025

This bank feels a bit different to other banks.

This bank feels a bit different to other banks. Website is very crisp and clear. Messages are dealt with efficiently. Their savings options are good. I would be reluctant to leave. I have recommended them to family. Reviewed on: 21st March 2025

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