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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,020 reviews, last reviewed 7th Feb 2026
50500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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9%
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1%

Latest highest rating:

5

The website was easy to use. The website was easy to use. No issues. Reviewed on: 7th February 2026
Diane P's avatar
Diane P

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3020)

Communications

5
Good online comms. Clear account information Reviewed on: 22nd March 2025

RCI bank has a simple application process and an eff...

5
RCI bank has a simple application process and an effective app that makes everything easy for customers Reviewed on: 22nd March 2025

Fixed term bonds with RCI.

5
I have two fixed term bonds with RCI. The interests rates are good. It was fairly easy to open the accounts online, and there is a mobile app. I chose to have the interest paid monthly. Reviewed on: 21st March 2025

Reliable

5
Had several bonds over the years and have never had a problem Reviewed on: 21st March 2025

Easy to use, clear and easily navigated website, gre...

5
Easy to use, clear and easily navigated website, great rates! Reviewed on: 21st March 2025

Easy user friendly website & app

5
Easy user friendly website & app Reviewed on: 21st March 2025

Excellent service, easy easy access to accounts

4
Excellent service, easy easy access to accounts Reviewed on: 21st March 2025

Super service is excellent staff members

5
Super service is excellent staff members Reviewed on: 21st March 2025

Competitive bond rates

5
Easy to set up account, friendly and experienced staff offering help when mostly needed. Reviewed on: 21st March 2025

Very easy to use online. Good rate o interest.

5
Very easy to use online. Good rate o interest. Reviewed on: 21st March 2025

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