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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
93% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

The app is very good and incredibly user friendly.

5
The app is very good and incredibly user friendly. Reviewed on: 11th April 2025

Didn’t contact them much but when I eventually got t...

4
Didn’t contact them much but when I eventually got through on phone they were very helpful Reviewed on: 11th April 2025

On the Ball

5
Always friendly and polite and more to the point very knowledgeable about their products. Reviewed on: 11th April 2025

Excellent

5
Excellent customer service, easy to use website Reviewed on: 11th April 2025

Easy to open and use accounts.

5
Easy to open and use accounts. Competitive products with leading interest rates Reviewed on: 11th April 2025

Great banking

5
Good rates easy access to your money and very helpful services when I had too phone they are all so very helpful Reviewed on: 11th April 2025

Great online service competitive rates

5
Great online service competitive rates Reviewed on: 11th April 2025

I can’t rate customer care other than neutral becaus...

5
I can’t rate customer care other than neutral because I completed everything online and had no need to speak to anyone. The online application is easy as is the procedure for the transfer of funds. They offered a good interest rate for the fixed term I wanted. Hopefully at the end of the term I will be able to reinvest or remove monies just as easily. Email communication thus far has been good and on point. Reviewed on: 11th April 2025

RCI Bank Experience

5
Very Satisfied and pleased with service. Reviewed on: 11th April 2025

Excellent rates and brilliant customer service.

5
Excellent rates and brilliant customer service. Easy to use online. Reviewed on: 10th April 2025

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