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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,020 reviews, last reviewed 7th Feb 2026
50500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
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9%
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0%
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0%
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1%

Latest highest rating:

5

The website was easy to use. The website was easy to use. No issues. Reviewed on: 7th February 2026
Diane P's avatar
Diane P

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3020)

RCI Save

4
RCI is consistent in its interest rate email information Reviewed on: 22nd March 2025

Easy to set up an account and transfer funds.

5
Easy to set up an account and transfer funds. Reviewed on: 22nd March 2025

The whole process of opening and running the account...

5
The whole process of opening and running the account has been seamless. Reviewed on: 22nd March 2025

Excellent service with a good rate of savings

5
Excellent service with a good rate of savings Reviewed on: 22nd March 2025

Competitive interest rates!

5
I chose this bank due to the best interest rate on offer. The website is easy to use. Reviewed on: 22nd March 2025

RCI keeps customers informed

5
Excellent rates and notable for keeping customer informed.g. Email sent to confirm deposit has been received Reviewed on: 22nd March 2025

No issues opening a new account .

5
No issues opening a new account ...... Reviewed on: 22nd March 2025

You don’t need any other bank for savings than RCI !

5
Very easy to set up account ! Good rates! Excellent communication. Reviewed on: 22nd March 2025

Safe, secure and easy to deal with

5
The account opening process was seamless, during the lifetime of the account I was kept up to date and when it was time to reinvest, I had no hesitation in staying with RCI Bank. Reviewed on: 22nd March 2025

The rate was incredible, and it was easy to organise...

5
The rate was incredible, and it was easy to organise everything online without leaving home! Reviewed on: 22nd March 2025

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