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RCI Bank: Fixed Term Savings Account reviews

View other RCI Bank products
4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
93% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
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8%
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0%
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1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H
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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

On line banking .

4
On line banking .Easy to use .Good interest rates . Polite and informative staff , if contacted by phone . Reviewed on: 11th April 2025
Bridget's avatar
Bridget

Easy to open online account and competitive interest...

5
Easy to open online account and competitive interest rate. Transferred online to a new account and done easily and quickly. Reviewed on: 11th April 2025
Derek Wallace 's avatar
Derek Wallace

It works very well.

5
Everything went very smoothly when opening my account and my payments arrive promptly every month with no problems. Reviewed on: 11th April 2025
Rusty B's avatar
Rusty B

A very impressive Bank I took a punt on investing wi...

5
A very impressive Bank I took a punt on investing with RCI and I’m very pleased I did Reviewed on: 11th April 2025
John M's avatar
John M

It was very easy to open the account Accessing it is...

4
It was very easy to open the account Accessing it is very straightforward Reviewed on: 11th April 2025
Peter C's avatar
Peter C

a smooth banking experience and competitive interest...

5
a smooth banking experience and competitive interest rates. A secure and easy to use banking interface. Reviewed on: 11th April 2025
Peter Campbell's avatar
Peter Campbell

Always ready to help.

5
Always ready to help. Great service with lots of knowledge. Reviewed on: 11th April 2025
FREDERICK T's avatar
FREDERICK T

Easy to use website with clear instructions.

4
Easy to use website with clear instructions. Reviewed on: 11th April 2025
Sue 's avatar
Sue

I have a fixed rate bond which offers a competitive...

5
I have a fixed rate bond which offers a competitive interest rate and was very easy to open and manage online. I have not required any direct contact with staff as I have had no problems with the account. Reviewed on: 11th April 2025
Diana F's avatar
Diana F

RCi review

5
Easy to set up! Money transferred on time every month!! Nice and consistent. would use again if rates are maintained at a good standard. Reviewed on: 11th April 2025
Sharon C's avatar
Sharon C

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