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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

True to word

5
kept promise in giving me published 18 month rate Reviewed on: 22nd March 2025

Easy to set up and competitive rates

5
Easy to set up and competitive rates Reviewed on: 22nd March 2025

Always competitive interest rates

5
Always competitive interest rates Reviewed on: 22nd March 2025

Good so far

4
I haven’t had much cause to get in touch. But on the few occasions I have been in touch, I have been satisfied with my experiences. Reviewed on: 22nd March 2025

To do with better fixed term rates they are not bad...

4
To do with better fixed term rates they are not bad but could do better, otherwise very good service Reviewed on: 22nd March 2025

Good interest rates.

4
Good interest rates. Easy access Reviewed on: 22nd March 2025

Consistently good interest rates.

4
Consistently good interest rates. Easy to open accounts Reviewed on: 22nd March 2025

Nothing to add.

5
Nothing to add. It's easy to look at the website and someone is normally available if you want to talk. Reviewed on: 22nd March 2025

Excellent

5
Found Dealing with RCI a pleasure Reviewed on: 22nd March 2025

Great customer service and safe place for my savings

5
Great customer service and safe place for my savings Reviewed on: 22nd March 2025

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