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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Easy to use, very quick to set up account and pay in.

Easy to use, very quick to set up account and pay in. The rates are good. Excellent customer service. Reviewed on: 22nd March 2025

The bank that provides prompt and efficient service.

Never had any problems dealing with this bank and its staff. Rates are good and they provide prompt and efficient service when required. Reviewed on: 22nd March 2025

Excellent communication.

Excellent communication. All my questions clearly answered. Good savings rate. Will use them again. Reviewed on: 22nd March 2025

Savings accounts

Good rates of interest and secure login Reviewed on: 22nd March 2025

Never had any problem with them.

Never had any problem with them. Good rate of interest. Reviewed on: 22nd March 2025

Investing made easy.

Investing made very easy. The app is straightforward. Transfers into the account very easy couldn’t be better and one of the best rates around who could ask for more. Reviewed on: 22nd March 2025

RCI Bank always offer good savings rates

RCI Bank always offer good savings rates and their security seems to be strong. I have never had a problem with their service. My one niggle is that if you withdraw funds after 1pm they do not arrive until the following day. Reviewed on: 22nd March 2025

Operatives rates, easy to set up.

It was easy to set up a fixed term savings account. They supply a banking app. They offered the fixed term savings at a competitive rate of interest. Reviewed on: 22nd March 2025

easy to access .

web site is easy to access and I get a good rate of return on my money Reviewed on: 22nd March 2025

Good telephone help

When I have phoned I have had excellent service and my queries have been answered. Reviewed on: 22nd March 2025

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