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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
93% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Informative and Easy to access the online portal

5
Informative and Easy to access the online portal Reviewed on: 11th April 2025

Great service and ultra competitive rates

5
Great service and ultra competitive rates Reviewed on: 11th April 2025

Happy Customer

5
I only have 1 fixed term savings account, so my experience is limited, but the service has always excellent with decent rates. Reviewed on: 11th April 2025

long term saver & customer

5
Tee RCI app is very easy to use. And the RCI interest rates are always the best. I've been a customer since 2016 Reviewed on: 11th April 2025

Excellent support received.

5
Excellent support received. The staff are very helpful. Reviewed on: 11th April 2025

good fixed rate bonds.

5
good fixed rate bonds. very professional service. Reviewed on: 11th April 2025

Easy online application.

5
Easy online application. Good fixed rate of interest. Reviewed on: 11th April 2025

I have had no problems in dealing with the RCI bank.

5
I have had no problems in dealing with the RCI bank. Reviewed on: 11th April 2025

Simply excellent.

5
RCI Bank provide clear communication, everything they say they will do happens in a timely and efficient manner. The app is really easy to use. The interest rates are excellent. Overall an excellent service and experience. Reviewed on: 11th April 2025

Good service and easy to use online banking

5
Good service and easy to use online banking Reviewed on: 11th April 2025

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