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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

A helping hand.

Having recently been widowed I have had to rely on RCI bank to manage my account. They have provided excellent service for me at a very difficult time. Thank you RCI. Reviewed on: 22nd March 2025

Good customer service, Excellent rates and Easy acc...

Good customer service, Excellent rates and Easy account set up, and Secure . What more could you ask for? Reviewed on: 22nd March 2025

Simple process to complete the account setup and rec...

Simple process to complete the account setup and receive my interest payments on time. Reviewed on: 22nd March 2025

Good interest rate, clear understandable on line ban...

Good interest rate, clear understandable on line banking. Reviewed on: 22nd March 2025

Great value account

Easy to use online account with competitive interest rates Reviewed on: 22nd March 2025

Fixed term fixed rate bond

Opened a fixed term fixed rate bond with RCI 5yrs ago. Opening was simple & straight forward. Rates were good. Option of monthly interest payment available. Worked flawlessly. Just matured & rolled over into another fixed bond. Very happy Reviewed on: 22nd March 2025

you have a great customer service team

you have a great customer service team Reviewed on: 22nd March 2025

Lump Sum Deposits are Permitted

Unlike most Banks, I am able to deposit a large sum of money and get access to a fixed rate. High Street Banks only seem to offer a good Interest rate on a monthly savings plan with a limit to how much you can save each month! Reviewed on: 22nd March 2025

Fine thank you

Fine and provided a reasonable rate ta Reviewed on: 22nd March 2025

Best interest rate and good communications

Best interest rate and good communications Reviewed on: 22nd March 2025

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